# HORSE ISLE - Online Multiplayer Horse Game
A multiplayer online horse world where players can capture, train, care for and compete their horses against other players. A very unique virtual sim horse game.
Keywords: Horse Game Online MMORPG Multiplayer Horses RPG Girls Girly Isle World Island Virtual Horseisle Sim Virtual

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VIEWING GAME FORUM THREAD: Interest

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Duvel)</FORUMUSER> <FORUMDATE>Jan 22 2016 7:59pm</FORUMDATE>
<FORUMTEXT>Hey, so I don't think I'm the only one who thinks that 250m for interest is a little bit ridiculous xD I love most parts of the update, but the interest thing bothers me the most. For a compromise, maybe we could have a tiered system? Like full interest for the new players, and then maybe half for the people with like 1b-6b, and then 6b+ only a quarter? Just an idea. It's harder for people like me, with 100% qp to get money now :)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by FinalOpal)</FORUMUSER> <FORUMDATE>Jan 22 2016 8:03pm</FORUMDATE>
<FORUMTEXT>Exactly. Although you guys upped everything regarding economy(quests, etc), most of the people with max money or close to that have already completed all the quests/other money makers, so it doesn't really help us. I think the tiered system is a great idea, and it'll continue to help the economy and reduce inflation.
(Although I think the interest should've stayed the way it was, that's just my opinion. :))</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Centauri)</FORUMUSER> <FORUMDATE>Jan 22 2016 8:03pm</FORUMDATE> <FORUMTEXT>I agree with this. I'm totally in support of lowering interest rates for people with more cash, but also we did work to get that money. And just pushing us all back to the 250mil mark interest wise I feel is a bit unwarranted.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Duce)</FORUMUSER> <FORUMDATE>Jan 22 2016 8:05pm</FORUMDATE>
<FORUMTEXT>I agree 100% with Duv. It's not fair to players that have worked hard to earn a lot of money to have the same gain from interest as a player with only 100m in the bank. A lot of us rely on interest for the majority of out income in the game. I'd like to see a more fair system put into place...</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by EepZigZag)</FORUMUSER> <FORUMDATE>Jan 22 2016 8:07pm</FORUMDATE> <FORUMTEXT>^^ Agreed 100%. Interest was the main way I made money and honestly the main reason I had money to spend on horses... I think people will buy less and less if they don't know they can make that money back eventually in interest.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Aniya)</FORUMUSER> <FORUMDATE>Jan 22 2016 8:15pm</FORUMDATE>
<FORUMTEXT>I dont know how it would play out to have an interest rate where we only make 50m a month from max interest when those with max made 6b a month, this makes sub prices go from 600m to 6m, but it would never really get to the price it should with people still walking around with billions. If we go back to the 100m max,(easier number to work with) then thats basically just cutting 2 0's off the end of everything. so if we cut the last 2 numbers off everything across the board (the money in everyones hand and in bank) then no one is really losing anything and it helps new players be able to catch up. (you lower pellets to 10m, and all the pellets people are hoarding are now only worth 10m)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Aniya)</FORUMUSER> <FORUMDATE>Jan 22 2016 8:16pm</FORUMDATE> <FORUMTEXT>they made 2b a month, sorry i noticed that typo after i posted already.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by CleverDisguise)</FORUMUSER> <FORUMDATE>Jan 22 2016 8:16pm</FORUMDATE>
<FORUMTEXT>Total support. Most of my money comes from the sale of POs. My secondary income is interest. I can't infinitely buy POs, and if interest is continuing on the way it has, then that won't be a viable option either. Which'll force me to withdraw into my own account. (ie: if I'm not making money, I'm not spending a dime on anyone else's horse.)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by EepZigZag)</FORUMUSER> <FORUMDATE>Jan 22 2016 8:19pm</FORUMDATE> <FORUMTEXT>I think the main problem is that if people don't have a reliable source of income (ie, interest) they won't buy and the economy goes south from there. Everyone will be looking to sell horses and there will be no buyers.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Aniya)</FORUMUSER> <FORUMDATE>Jan 22 2016 8:23pm</FORUMDATE> <FORUMTEXT>the 50m a month would be reliable source of income if that was comparable to what 2b used to be, which would mean droping everyone who has 10b down to 100m, dropping everyone at that rate across the board means no one will lose anything.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Jor)</FORUMUSER> <FORUMDATE>Jan 22 2016 8:27pm</FORUMDATE>
<FORUMTEXT>Since this affects everyone equally, it should simply lower inflation a little and allow for newer players to take part in the economy a little more. We're going to leave it as is, just to see how things play out. We ask that everyone make a go at it, and if a tweak is definitely needed, we can in a few weeks if needed.
But by far, the interest has always been way out of sync with the rest of the game. Windmills should be a viable alternative, etc. I had aspirations of much bigger changes to the economy, but scaled them back. :)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Aetheria)</FORUMUSER> <FORUMDATE>Jan 22 2016 8:45pm</FORUMDATE> <FORUMTEXT>I would agree that a tier system sounds nice but I'm happy to give this new system a go. :)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Amped)</FORUMUSER> <FORUMDATE>Jan 22 2016 8:48pm</FORUMDATE>
<FORUMTEXT>For us players that have sunk hundreds of real life dollars into this game this is really going to hurt us. I understand giving the new players a chance to catch up. But that is why people like me help out new players with horse, tack and money. Now it feels like us older players that have worked our butts off are getting the short hand.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Flames)</FORUMUSER> <FORUMDATE>Jan 22 2016 8:51pm</FORUMDATE>
<FORUMTEXT>I wouldn't mind reverting back to the old system or a tiered system. As others have noted above, it's a drastic change in literally an instant. People went form 3M an hour to 75k. That's a 97.5% drop. I understand that the point was to combat inflation but consider that:
1) New pellets were implemented to act as a sink to combat this.
2) New players already could have participated in the economy by whispering, exp. training, and INTEREST. I started on grey last year and reached maxed bank due to interest ONLY.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Bula)</FORUMUSER> <FORUMDATE>Jan 22 2016 9:37pm</FORUMDATE>
<FORUMTEXT>I didn't see this form post and accidentally made a new one...
So I love the entire update and am really excited to play.
The only real thing I have a problem with is the interest. Don't get me wrong, it's a fabulous idea for Pinto. The only problem I have is that on other servers, such as my home server Bay, the only way to make money to do anything with is through interest. And even making nearly 2m a day for interest, after 20 days you would only get 40m. I'm wondering if there's a way to fix this for the not so popular servers?
I make my money for whispering and for renting pegs/unis and pellets through interest, as rarely anyone buys horses there anymore through interest. I hope this can be fixed or tweaked!
Bula xo Pinto/Bay</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by JimneyCricket)</FORUMUSER> <FORUMDATE>Jan 22 2016 9:46pm</FORUMDATE>
<FORUMTEXT>Pretty disappointed with the new interest changes as most of my whispering money was from interest. I don't think I will be using any of the new additions now with the lack of interest, otherwise I will quickly deplete my bank account. Considering how hard most of us worked to build up our bank accounts I think it is disappointing that we lose the main benefit of keeping large amounts in the bank. I for one will no longer be spending money selling subs/POs or buying myself subs as there is no real benefit now.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by WhiteFang)</FORUMUSER> <FORUMDATE>Jan 22 2016 10:02pm</FORUMDATE> <FORUMTEXT>Seconding Bula on that.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by LittleWolf)</FORUMUSER> <FORUMDATE>Jan 22 2016 10:10pm</FORUMDATE>
<FORUMTEXT>While I'm not currently affected by this change, I know that I will. Especially since there are $1BIL+ tack sets, players like myself who have to save to buy these sets, the interest cut will make this a horrible goal to reach. There's only so much questing and mini-games can give you, interest helps out a lot when savings for items like this in the game. :/</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by CrimsonPetals)</FORUMUSER> <FORUMDATE>Jan 22 2016 10:29pm</FORUMDATE>
<FORUMTEXT>I agree with the earlier comment posted by Flames. Most of the recent additions were added with the intention of creating a money sink, these additions now seem null and void with the current changes to interest.
The tiered system is an interesting concept, and I can't help but wonder why it was not more seriously considered as a viable option by administration. It is already difficult enough to entice new players to the game with the current economy, reducing the percentage of interest earned I fear will have a negative effect. As a relatively established player on the game, I still have a large quantity of savings. But newer players will struggle to adapt in the new economy where 'old money' still exists but the expense of tack and companions will be an ultimately unreachable goal.
I don't disagree with the current efforts to adjust the grossly inflated economy, but I question such a drastic change. I’m happy to partake in a trial period to accommodate the new changes in the interest rate, but I think it is something that will inevitably have to be reviewed at a later date.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Centauri)</FORUMUSER> <FORUMDATE>Jan 22 2016 10:35pm</FORUMDATE> <FORUMTEXT>I'd just like to add, that I think most of the players here really do appreciate all the new updates you've given us and how thankful we are to be receiving new content to the game. Just this one detail sort of voids the new content, as others have said.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Saru)</FORUMUSER> <FORUMDATE>Jan 22 2016 11:03pm</FORUMDATE> <FORUMTEXT>Why dont you all give it a chance before bashing it *laughing out loud!*</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Indesii)</FORUMUSER> <FORUMDATE>Jan 22 2016 11:03pm</FORUMDATE>
<FORUMTEXT>Whew just saw this thread.
I have to agree. I love the majority of the updates, but I don't plan to use any of them when I'll get so little interest that I can't earn it back.
The new players will be helped by larger payouts for quests, and with money sinks now available, I don't see a reason to reduce interest.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Aniya)</FORUMUSER> <FORUMDATE>Jan 23 2016 3:38am</FORUMDATE> <FORUMTEXT>And i dont know how well its gonna work trying to transition from working in the billions to working in the millions. :)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by SierraMyPony)</FORUMUSER> <FORUMDATE>Jan 23 2016 4:52am</FORUMDATE>
<FORUMTEXT>I'm a new player on pinto, originating from chestnut. I have 400m right now from selling high UT'd wilds, and I'm relying on interest for the most part to get more money. I don't have 75% QP, so most players get to the wilds before I do if I try whispering and selling for profit. Interest plays a huge part in my game play so I hope you consider making changes..</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Centauri)</FORUMUSER> <FORUMDATE>Jan 23 2016 7:33am</FORUMDATE>
<FORUMTEXT>Also, just a comment, maybe we could avoid name calling? I don't believe we are acting like "fussy spoiled children", we are just stating are opinion. This interest rate is sort of like the debate on taxing the rich in the real world. People on both sides of the argument aren't children, just stating their mind. I just really don't want this to turn into another debate similar to the height/color pellets. Thanks guys :D</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Aria)</FORUMUSER> <FORUMDATE>Jan 23 2016 7:48am</FORUMDATE>
<FORUMTEXT>First of all, people, we have been asking for some of these updates for YEARS. Reording horses in the competitions has shown up randomly in the forums hundreds of times since the game was created. And now that we get one of the biggest game overhauls in several years, the FIRST thing we do is come here and bash one change?
So I would first like to say THANK YOU to Joe for recognizing some of the things that players have been asking for and giving them to us, and taking the time and effort to get our opinion and make those changes.
Now, I agree the interest rate was a drastic change, but is anyone going to agree the economy isn't out of control? It's a starting point, and Joe has said they can make changes based on how it goes for a few weeks. Maybe too much at once, but this forum just sounds kind of whiny and ungrateful and I can't argue that the idea wasn't good.
I'm perfectly okay to let this play out for a few weeks and reevaluate from there. I particularly like Aniya's proposal as a way to slowly scale us back and help people who were making interest on a full bank to adjust their thinking. But playing this way for a bit and giving it a fair shot is not gonna hurt anyone.
I also particularly like Bula's point about other servers, as they are now kind of toasted without other people to play with and little interest. I'm sure Joe will find a way to address this.
I'm glad we're still seeing big updates like this and getting things we asked for. Let's try to be a bit more grateful for it?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Aniya)</FORUMUSER> <FORUMDATE>Jan 23 2016 7:59am</FORUMDATE>
<FORUMTEXT>Sorry, i should state that i absolutely love Everything else about the update, and i dont even dislike the idea of putting a lower cap on the bank interest, i think it could be a very good idea, but i think right now 5b might be better then 250m since we are all used to trading in the billions, im not at all trying to whine :)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by WildFlight)</FORUMUSER> <FORUMDATE>Jan 23 2016 10:37am</FORUMDATE>
<FORUMTEXT>So. This new update was an interesting one. I'm one of the older players on here, I've hit max bank a while ago so this new Interest situation effects me a lot.
Part of me dislikes this new change, for obvious reasons. (my only income was from interest). And I would like it to go back to how it was.
However, I'm also very interested to see how all this will play out. Just see what happens to the economy and everything.
I'm willing to wait things out. Give this new system a chance. But I do ultimately think that eventually I'll want the interest to go back to how it was.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Lou)</FORUMUSER> <FORUMDATE>Jan 23 2016 11:11am</FORUMDATE>
<FORUMTEXT>Going to add my thoughts. Overall, the changes are amazing and I love them! Though, the interest change does put a damper on things. I understand that money has gotten out of control in some servers. However, for dead servers, such as my home server, I have no way to make money but through interest. I have completed every quest there is to complete and there is no one besides myself who is usually on the server. Granted, I haven't much reason to be spending money, but it was nice to be able to buy the top tack and pellets, especially the height and color ones.
However, it puts me off from wanting to do that since there is literally no possible way for me to ever get that money back due to the fact there is no one to sell horses to aside from the pawneer and currently there are no quests to be done. I do like the idea of having a tier system or maybe adjusting the interest based around the economy of each server. It kind of feels that one server is running the show on everything since all the money/players are there. That's just my thoughts on things. I'm willing to give it a try though.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Photographs)</FORUMUSER> <FORUMDATE>Jan 23 2016 11:28am</FORUMDATE>
<FORUMTEXT>Don't understand how we're meant to buy the pellets or buy horses when we don't want to spend our money because we aren't getting interest. Nothing is selling whatsoever on Pinto because people don't want to spend their money. People on their home servers can't pellet horses now as they don't earn any interest, so they almost want to quit them. I do not believe lowering by this amount was in any way a smart decision. If it was halved, okay, that's fine. I mean 75k an hour? That's 60m a month. A Unipeg costs 50m for 2 hours. No one wants to use it. No one wants to use half of the new stuff simply BECAUSE of the sudden interest change. Half the players already want to quit, this doesn't encourage the growth of horse isle population at all.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Photographs)</FORUMUSER> <FORUMDATE>Jan 23 2016 11:31am</FORUMDATE> <FORUMTEXT>I'd rather have not had the update at all had I'd known that we would basically get no interest.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Photographs)</FORUMUSER> <FORUMDATE>Jan 23 2016 11:43am</FORUMDATE> <FORUMTEXT>I do LOVE everything in the new update but this, I wasted 10b trying to make a horse max height and it didn't work, and now I have no money or interest to rely on. It's just a shock to the system. Nothing is selling and not many people know what to do.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by DixieCup)</FORUMUSER> <FORUMDATE>Jan 23 2016 11:48am</FORUMDATE> <FORUMTEXT>HOWEVER I would like the old interest back and so would a lot of others!</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Aniya)</FORUMUSER> <FORUMDATE>Jan 23 2016 11:51am</FORUMDATE> <FORUMTEXT>Yeah i know im not spending any money right now... XD</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by DixieCup)</FORUMUSER> <FORUMDATE>Jan 23 2016 11:55am</FORUMDATE> <FORUMTEXT>HOWEVER I would like the old interest back and so would a lot of others!</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Aniya)</FORUMUSER> <FORUMDATE>Jan 23 2016 11:58am</FORUMDATE> <FORUMTEXT>1b would be perfect price if we were making same interest or even interest off 5b cap, But if they keep this interest i think the pellet costs will probably have to come down soon... :)</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Aniya)</FORUMUSER> <FORUMDATE>Jan 23 2016 11:58am</FORUMDATE> <FORUMTEXT>i mean with the interest we had..</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by DesertPaint)</FORUMUSER> <FORUMDATE>Jan 23 2016 11:59am</FORUMDATE>
<FORUMTEXT>This will level out in 2 or 3 weeks, at which point it's not going to be the big deal it currently is.
Things to consider:
1) While the cap remains high, it's going to take longer to replace spent money. So, don't try to sell a horse for what you previously tried to sell it for. Lower the price some. Sell more in bulk than individually, you can make quite a profit this way, even now.
2) You still gain interest, just not as quickly. Plan your Horse Isle life accordingly. Don't buy umpteen pellets, beans, droplets if you can't afford them. Be patient, earn the money then buy them. :) Actually makes them more important, as you had to work for them. Not just spend here, spend there, and do little or nothing to recoup money.
3) We actually have to work at generating money now, or be patient. We have been rather spoiled, spend a couple bill today, gain it back automatically by doing nothing in a few days with interest.
4) The above allows for new players to have a chance to actually play the game and enjoy it. I'm always hearing about how we need new players, the game is dying... Well, we get new players daily, what we don't get is new players who stick around.
Unless those new players have their own real life money to spend, they can't really enjoy the game. Horses sell for billions, they have a few thousand. Subs sell for millions to billions, they have a few thousand. So, they leave.
The changes are in place to create a bit of a balance. Rich players may stay rich, but...they will need to work a bit harder to stay there and it will take a bit longer. When they spend their money, it will take a bit longer to gain it back. New players have a chance to earn money a bit faster and buy a sub = earn money even faster then (no play time limit and can have a ranch, more horses and windmills.)
It will take players a bit longer to reach cap money, prices will drop a bit which will enable new players to be able for afford things thus giving them a reason to stay.
Lets give this a try. It's not written in stone, and there are limited things Joe can actually do. So trying to find something that will work without massively messing up what was, is a bit of a tight rope walk for Joe.
So, lets be patient, work together and see if this current set up works. :)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Photographs)</FORUMUSER> <FORUMDATE>Jan 23 2016 12:45pm</FORUMDATE>
<FORUMTEXT>I'm really appreciative for what you do to keep HI alive, and I am sorry that it came off rude, but at the same time, it's a shock to find out I'm suddenly only earning 75k an hour when I wasn't given notice. I appreciate that you are trying to lower economy, I do, and everyone loves the new additions, we just feel like we can't use them.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Liopleurodon)</FORUMUSER> <FORUMDATE>Jan 23 2016 12:56pm</FORUMDATE>
<FORUMTEXT>I feel the exact same way! As much as I love all the new improvements, this was fitted for an economy that was super inflated and now since we barely make interest enough to support these new improvements, it does feel a little pointless now? Unfortunately. After all, I would love to use these new improvements more, of course.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Sarahrosehorse)</FORUMUSER> <FORUMDATE>Jan 23 2016 1:15pm</FORUMDATE>
<FORUMTEXT>I feel as if this change is going to make older/richer players less keen on helping out new players, because now if they want to give them some money to start out with (usually in the 100mil-500mil range on my home server, cremello) it'll take ages for them to regain that money.
On almost every server other than pinto and dun there's very few to no new players anyways, so the change doesn't do much more than cause a lot of agitation. So while this change does have the potential to help out the new players on the busier servers, it really does need to be scaled back to something more reasonable.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Stray)</FORUMUSER> <FORUMDATE>Jan 23 2016 1:25pm</FORUMDATE>
<FORUMTEXT>I really, truly and honestly appreciate that something's being done to fix the economy. However, I don't think so many economical changed ALL at once was a good idea. It should have started with just lowering store buy-back prices of pellets, beans, droplets. Maybe if we took interest down to .0001% like on Black server? Or the tiered thing would be nice but no one will buy anything with how things are going now.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KailFish)</FORUMUSER> <FORUMDATE>Jan 23 2016 4:18pm</FORUMDATE> <FORUMTEXT>I love the changes. I hope they stick around.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Duvel)</FORUMUSER> <FORUMDATE>Jan 23 2016 6:47pm</FORUMDATE>
<FORUMTEXT>Can Joe please consider a tiered system? It would allow new players to earn money faster, while still cutting down on the interest of the richest players. And one major problem is the idea of buying a ton of pellets, then earning interest in the lower bracket, but maybe we could cut back on the sell back value of the pellets even more?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by DixieCup)</FORUMUSER> <FORUMDATE>Jan 23 2016 7:49pm</FORUMDATE> <FORUMTEXT>I feel all they are thinking about is Pinto, the ONLY server thats thriving still. Servers like cremello NEED the old interest back in order for us to gain money!!!</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Lou)</FORUMUSER> <FORUMDATE>Jan 23 2016 7:59pm</FORUMDATE>
<FORUMTEXT>I completely understand why the interest was changed, but what about the servers that don't have trade? On dead servers, there is no one to trade with! Lower our prices? Lower them for what? To trade to ghosts? I understand it with the servers that have the people for trade. Yes, lower prices for things and stop spending. However, what about Cremello, Black, Brown, Palomino, Chestnut, Grey, Roan and Bay? Are we just dead in the water then? The economy is completely shut down as it is with the lack of players. Interest is literally the only way to make money if you have completed 100% of the quests on said server. I feel it's a tad unfair to punish every single server because of a couple's problems. There is more than just those servers that are going to feel the effects from it, and it is for the negative rather than for the positive.
You mention letting new players catch up, well, I haven't seen a new player on my server in a very long length of time. We have no problems giving hand-outs to those new players to let them get a head start. It wasn't that much of a problem to do and they joined in willing enough, except on these servers, we're not seeing them. I still stand by the tier system or adjusting the interest based on the server economy. Interest high for the servers that have less a player count and lower for those that have the players to support trade.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Leviathan)</FORUMUSER> <FORUMDATE>Jan 23 2016 11:05pm</FORUMDATE> <FORUMTEXT>put simply, everyone is afraid of buying now. i agree with duvel.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Leviathan)</FORUMUSER> <FORUMDATE>Jan 23 2016 11:21pm</FORUMDATE> <FORUMTEXT>another point, maybe instead of changing the interest rate just to accommodate new players, give them more money for their first little quest on welcome isle! this way they can enter horse isle with a decent amount of money to start them off.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by EternityStar)</FORUMUSER> <FORUMDATE>Jan 24 2016 4:01pm</FORUMDATE>
<FORUMTEXT>I don't know if anyone recalls their early days, but I literally received around 40 million for selling a horse when I had less than a million (on hand and in the bank added together), then relied quite a bit on interest to get to where I am today with bank max. Sure, I sold some more horses on the way, but without the high interest rates, I would have had no chance to catch up to the players who had billions in the bank, and no one would have bought the horses I was selling. I haven't played on Pinto, so I don't know what the economic situation is like there right now, but doesn't this make it worse for new players? I would be second thinking giving away money to new players now, too. I've given away 95+ utd horses with 500 million and pets and tack at once. Rich players are already hesitating now to spend money on themselves, so the giving might be impacted negatively. Love everything else about the update, though (maybe not the training thing, sorry!!, but this is unrelated). It came as a really nice surprise! :)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 24 2016 4:06pm</FORUMDATE>
<FORUMTEXT>I feel like this update has just cemented the divide in the economy. Those who were rich at the time of the update will probably now hold onto their money, whilst those who had depleted their bank account at the time of the update now have no real chance of rebuilding their fortune. The horse market is likely to come to a halt. I sell a LOT of horses, but I will now not be doing that as I am not happy to let them go for incredibly forced lower rates.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 24 2016 5:03pm</FORUMDATE>
<FORUMTEXT>The thing is that Horse Isle has ALWAYS in the past been the online horse game that gives you the most for your RL money. And this is why I have been loyal for nine years. You have never been driven by greed, like some other games I shall not mention by name. And because of this you have been a very accessible and including game open to all. I have never hesitated to resub because I have always known I am getting my money's worth. I think that this interest change unfortunately makes subscribing less attractive. POs too, since you can't sell for a profit. I think reinstating the old interest would benefit EVERYONE; game and players.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Animosity)</FORUMUSER> <FORUMDATE>Jan 24 2016 5:51pm</FORUMDATE>
<FORUMTEXT>Even if the interest levels out, we are not making enough to even sustain a Unicorn rental. I worked pretty hard to get a Unicorn so that I could have it with no problems and my interest was keeping it to where I could afford renting one every time I logged on without losing money. Since I've earned the Unicorn I've spent over 4b just in Unicorn rentals alone. I did not work on quests and earn a Unicorn as a reward to have to continue to work just to keep renting them. I have no money as is so I wont be able to keep affording Unicorns with this interest and I am overly upset ab out it since I did in fact spend hours on quests to earn a reward and now that reward is being taken away. I don't mind less interest, but I would prefer we make at least 1m an hour or every 2 hours so that I am able to keep up Unicorn rentals.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 24 2016 5:55pm</FORUMDATE>
<FORUMTEXT>I also rent one unicorn and one pegasus every time I log on (and I re-rent during my sessions, which usually go beyond two hours). I currently have Pegasus Teamups (4,269) and Unicorn Teamups (4,269). Combined with the cost of whispering I spend a lot of money each day and over time. I now lack a proper way to make up for it!</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KailFish)</FORUMUSER> <FORUMDATE>Jan 24 2016 6:20pm</FORUMDATE> <FORUMTEXT>You could just not rent a Unicorn every second that you are online. It's not really necessary and most of us get by just fine without ever having one.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Animosity)</FORUMUSER> <FORUMDATE>Jan 24 2016 6:23pm</FORUMDATE> <FORUMTEXT>Well what is the point of questing to get a Unicorn if you can't use it. If you've never had one you don't understand the benefits that they offer.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Duvel)</FORUMUSER> <FORUMDATE>Jan 24 2016 6:24pm</FORUMDATE> <FORUMTEXT>KailFish, when we work hard on our quests, the one goal most of us have is to get unicorns. Some quests can be fun, but no one would do more than we have to, to get started. I know most of my buddies have 75% qp, and they got that because of the unicorns.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 24 2016 6:27pm</FORUMDATE>
<FORUMTEXT>Depending on your gameplay and goals, I'd say a unicorn and a pegasus are very much necessary. I'd never get my whispering effectively done without them, and my whispering is what funds the rest of my gameplay. I have some 57.8k captures to date. Imagine doing all of those having to navigate the traditional way.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 24 2016 6:34pm</FORUMDATE>
<FORUMTEXT>But we HAVE worked to accumulate that interest. It has never been free.
Another point is that in order to earn the interest, we have had to log on each day to keep it from topping up and stopping. So not only have we worked to get to that point where we have earned it, we have remained active players throughout. You could never just sit back and earn endless amounts of money, you would have had to play tactically.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KailFish)</FORUMUSER> <FORUMDATE>Jan 24 2016 6:44pm</FORUMDATE> <FORUMTEXT>Interest didn't top up and stop. It kept going, the bank only showed 100m.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 24 2016 6:48pm</FORUMDATE> <FORUMTEXT>No, once you had worked your way to the max. amount allowed by playing tactically, planning ahead and practising restraint, you would have had to come on and withdraw your interest or come to a halt.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Elusive)</FORUMUSER> <FORUMDATE>Jan 24 2016 6:50pm</FORUMDATE> <FORUMTEXT>They are referring to when you reach 9,999,999,999, where the bank stops collecting money, and most players, myself included, then extract some money from the bank and let the rest gain interest again.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catori)</FORUMUSER> <FORUMDATE>Jan 24 2016 7:10pm</FORUMDATE> <FORUMTEXT>Also, earning money will be much harder now. For people like me, who have 100% qp, quests won't be a steady income. Exping won't be realistic because no one is willing to spend money, at least on dun. Same goes for selling horses.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Animosity)</FORUMUSER> <FORUMDATE>Jan 24 2016 7:12pm</FORUMDATE>
<FORUMTEXT>My unicorn isn't even used for whispering since I just stay in jumping Arenas. I worked to get a Unicorn for the fact that I could get to drill and I could easily pen train and not have to worry about figuring out and remembering where what pens were throughout the map. I also use my Unicorn to easily get to the 50m Companion place and to get everything done in the allotted time between jumping events. Like I said I don't mind an interest drop, I would just like enough to at least be able to rent the Unicorns I worked for.There are many benefits to having a Unicorn. Not just to get whispered horses faster if that is what your squabble against people with unicorns is. And as for interest not stopping, of course it didn't but I train for people a lot and even then I don't ever have enough money to even accomplish anything. Interest was pretty much keeping me just enough into the positives to play.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catori)</FORUMUSER> <FORUMDATE>Jan 24 2016 7:12pm</FORUMDATE> <FORUMTEXT>^ Meant people like my friends, not me *laughing out loud!*. I'm still working on my quests to get a unicorn.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 24 2016 7:13pm</FORUMDATE>
<FORUMTEXT>I am actually genuinely surprised that with the already existing pellets, as well as the new additions, this was still deemed necessary. I have been under the impression that most players do in fact use their pellets and as such take those amounts out of the equation and the economy. My sole reason for keeping a few on hand has been for emergencies eg. in the very unlikely event my dream horse ever is generated and comes up for sale.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Animosity)</FORUMUSER> <FORUMDATE>Jan 24 2016 7:21pm</FORUMDATE> <FORUMTEXT>Agree with starbuck, I spent all of my extra money on pellets for my horses and have kept count. I have pelleted 225 times which means I have sunk 225b into pellets alone. The original money sink was working fine with me since my goal was to make money to sink.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Aniya)</FORUMUSER> <FORUMDATE>Jan 24 2016 7:28pm</FORUMDATE> <FORUMTEXT>I second that, I use my pellets on my horses and save a lil in case another horse pops up that i want to get... to sink more pellets into. I spend ALOT of my time on exp training, and id like to put pellets into these ponies that i spend so much time on :)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by LucyPennykettle)</FORUMUSER> <FORUMDATE>Jan 24 2016 7:29pm</FORUMDATE>
<FORUMTEXT>I agree with all of this. Im SO happy about the UniPeg. But for every time i rent it takes days just to break even. I have horses that have been for sale for over a year. I love Brown. But the ONLY way to earn money is through interest. I love whispering. I don't care if the good ones i catch sell or not. But now I feel like i can't enjoy everything they've just done for us, and Horse Isle as a whole. Every time i log in and rent a unicorn I lose money. It makes me not want to log in at all. I would be perfectly fine with the interest cap being at 5b. Please, let this game be about fun again.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 24 2016 7:31pm</FORUMDATE> <FORUMTEXT>I have spent a similar amount and my current pelleting project was/is a grey ISH that still has 102 billion worth of pellets left to go. All that money would have been taken out of the economy on Palo as I earned it through horse sales...</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 24 2016 7:49pm</FORUMDATE>
<FORUMTEXT>I think the HI economy mirrors real economy to a great extent. Basically if you have no way of recouping on money that is lost, you will not spend any to begin with and the market stalls. You need to pour money INTO the system for it to work. And that is where I think restricting interest (and so severely at that) will crash. What happens when people spend their money now, and cannot recoup it? Over time (long term, but still a very real possibility) if people spend money now, there's not going to be any left circulating and no way to get more (as in any amount that matters) in.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by ZeldaRoseAngel)</FORUMUSER> <FORUMDATE>Jan 24 2016 10:06pm</FORUMDATE> <FORUMTEXT>i think we should make the wind mills pay out a little more then if that is going to be one of few ways to get money if the interest is so low</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Animosity)</FORUMUSER> <FORUMDATE>Jan 24 2016 11:35pm</FORUMDATE>
<FORUMTEXT>Yes, the pinto econ go so high due to the amount of people and they lack of horses that they desired so the supply of what they wanted was low, they worked harder to offer more money in order to get it. For example, if you have a max hh pinto Spanish barb and 15 people want it and they all continue to out offer each other until one pays the most, you have a high prices horse, and then when more are caught the other people will then pay more for those as well until there are an over abundance and the supply goes down. You brought the economy down by adding the height and color pellets to make it where everyone can get what they desire instead of having to out offer each other, which would, in turn make prices of horses go down. The economy would have leveled itself out that way and ended at a place where all players could easily get what they wanted. Newer players had a fair chance of getting what they needed as well with the amount to whisper and the luck of catching a rarity to sell for a high price, which has definitely happened. I honestly don't see how interest was an issue, I see that it was an asset for the older players who either cant make anymore, or who cant play as much due to work, real life, etc.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 7:16am</FORUMDATE>
<FORUMTEXT>Windmills paying out more will do nothing to help the established players. One windmill makes you lose space for horses. Most of us have already struggled with the horse limit at some point. We also now have no way of selling off excess horses for a profit since no one is wanting to buy, which means in order to make up space for enough windmills to get a viable income you'd have to pawn nice horses. I'd never do that with my old ones personally.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 7:19am</FORUMDATE>
<FORUMTEXT>A major problem now is that even with the full stop in the horse market, players such as myself are losing money every day simply through playing. I now spend WAY more in a day than I can ever hope to recoup. I can still afford to keep my whispering up for a while, but no one will buy to balance out the money I spend on it. So what happens over time when no one has a chance at earning and saving up?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 7:38am</FORUMDATE>
<FORUMTEXT>So it seems to me that this change has more to do with "evening out" the differences in money rather than the actual amount of money that has been circulating previously.
Would the better thing to do not have been to say give a certain sum to any player holding less than x amount? It wouldn't be fair to the old timers but it would be a lot fairer than taking away our money. ANY player has an equal chance to make the same amount of money that the richest players have made. We managed it, everyone else can, too. It just comes down to playing wisely. I don't think those who have, should be effectively "punished" because not everyone plays like that.
In fact with the economy in the past I have found that the richest players buy and sell between themselves. Then the slightly less rich do the same, and so on and so forth. You work your way up. That system mirrors real life to a tee, and it works!
I also wonder if perhaps the amount of money that a rich player spends on average a day has been underestimated. I easily spend 3/4 of the interest I make a day when I rent the pegasus/unicorn combination, go on whispering sessions, and buy horses and tack. Sometimes I spend more. Even with the old interest I had to save and plan ahead if I wanted a chance of making a certain sum to go towards a horse.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 11:58am</FORUMDATE>
<FORUMTEXT>Here is a suggestion:
How about, instead of LOWERING the interest for ESTABLISHED players, you INCREASED interest significantly on accounts younger than say six months.
I still don't think new players NEED all these changes to catch up, but anything is better than us losing interest.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 12:37pm</FORUMDATE>
<FORUMTEXT>Suggestion number two:
Keep the decrease in interest - temporarily. Set an end date. Keep it this low for two to three months, thereby giving new players a chance to catch up, then go back to the old interest rate. We can sit a few months out, but this is NOT sustainable over time as there will be no flow in the economy whatsoever and we're all slowly going broke.
(I do apologise every so much for the multiple posts, but the forum has no edit function.)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Centauri)</FORUMUSER> <FORUMDATE>Jan 25 2016 12:51pm</FORUMDATE>
<FORUMTEXT>Personally, I feel like new players were given a chance to catch up even in the old economy. Yes, an interest cap was probably needed. But at 250mil? That's extreme. Maybe more around 5bil it a good target mark. I just know that we've gotten several new players on Dun, and I hate to say it, but I haven't been helping them. Usually I'll give out a decent amount of money, some nice tack, and a horse to new players to get them started. I barely want to buy tack for myself now, let alone people I don't know and who might not stay. I think this may be the mentality of a few more than just me as well.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 12:54pm</FORUMDATE>
<FORUMTEXT>Hello everyone!
First of all, I think horse isle should be a place where players have fun, and these money issues are really spoiling a lot of it, at least for me. I think all players, whether they are new or old, should have equal opportunity to make money. If this happens, more new players will probably stick around. Those who have all day or many, many hours to spend on the game increase their profit rapidly,while the players who don't suffer because they don't have money and can't buy horses seeing as the prices are too high. I don't want to rob players of their hard work, but I think it's sad that all the new players coming in, who don't have time to earn billions, can't enjoy the game because of all the money other people have.
Let's say the max amount of money was decreased (probably a lot) and the cash you earn for quests was raised significantly. That way, it would take less time for new players to catch up, the game would grow, and the focus could shift off of money. If the general cost of things (pellets, tack, companions, horses) went down, we wouldn't need as much money in order to prosper. As for the older players who would have the max money limit, they could spent it on pellets and such to better their horses and would never have to worry about getting too much money. The interest rate should be high, so all the players could catch up to the others sooner than later. We shouldn't have to work forever to get money like in real life. Spending all night training, just to get money is not my idea of fun. Instead of doing all that, we could be questing, buying pellets and getting better horses, and not having to worry so much about money. I do think we should have to work for it, just not so much that it's taking hours and hours and hours of our lives. The oldies who are upset about losing their money need to remember first of all what's good for the game. Shutting out players and hoarding money is not helping horse isle. I think that for sure the interest should be enough to cover uni and pegi costs (however if those prices were decreased along with everything else, it wouldn't be a problem). We should be able to have a nice max money limit, where new players would still be attracted to the game because it wouldn't take light years to earn. Questing would be more tempting.
If changing the costs of things isn't a possibility, this could still be achieved by raising quest money (I believe that can be done since it has already happened a little with this recent update) and giving new players a lot of money upon arrival.
But, in my ideal world, the max amount would be lowered and the the amount you earn from questing would be raised. That way, the oldies would still have the max amount of money once the change took place. I don't don't think just changing interest rates will be beneficial or helpful, new players will still flounder. I know, because even when I was a new player, the interest didn't help much to boost the amount of money I had, because I didn't have almost any to begin with (compared to other players). I'm so excited to the prospect of change in horse isle! Many of my real life friends quit playing because they were flustered with the huge amount of money people had. I want horse isle to be a game where you can have fun again.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Leviathan)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:09pm</FORUMDATE> <FORUMTEXT>i totally agree with the previous post! so many valid and innovative points were made - i'm excited to see what the admins say when they read this!</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:16pm</FORUMDATE>
<FORUMTEXT>But to be fair, new players have exactly the same chance of making money that the rest of us did when starting out. I have spent days and months combing beaches for gems through the years and buildt my fortune brick by brick.
Second, is the goal that everyone holds the exact amount of money? That is not how it works in real life. And such a balance, on the very unlikely chance it was ever achieved, would NEVER last. The moment you have an economy, that balance is gone. Say everyone was set to 1 million. The moment someone buys a horse the seller will be richer and the buyer poorer... notice the trend?
The game needs an economy but with this change everything has stopped up.
Furthermore is it right to do something that affects everyone in order to cater to a select few? The fairer thing, IF a change is needed at all is to do something that only affects those that need it eg. the new players.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:21pm</FORUMDATE>
<FORUMTEXT>I don't think players should have to work as hard as you did to get their money! It's painstaking and boring. If the amount was set to, say, 1 million, like you said, it would be a LIMIT. No going over the limit. I understand, if everyone had 1 million, then no one could spend. But if you could only buy pellets until everyone had a lower amount, that problem would be fixed.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:23pm</FORUMDATE> <FORUMTEXT>At this point, we NEED to 'cater' to this select few. What we have (and the system we had before) did not work. Horse Isle doesn't have to be like real life.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:26pm</FORUMDATE>
<FORUMTEXT>How does alienating established players benefit the growth of the game in any way, shape, or form?
I have worked for what I have.
New players have every chance to do the same. By all means raise the amoung they start out with and see if that helps.
I question how new players are going to manage to establish themselves if the old players aren't participating in the economy anymore.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Leviathan)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:27pm</FORUMDATE> <FORUMTEXT>when you spent your time collecting gems and such, decent horses weren't over 1b. times have changed, and so has the way we need to cater to new players.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:27pm</FORUMDATE> <FORUMTEXT>Also, I do not play on Pinto. I have no idea of the state of the economy there. Mayhaps drastic measures were needed on Pinto. But to Palomino this change is devastating.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:28pm</FORUMDATE> <FORUMTEXT>Another unconventional opinion: A brand new player doesn't NEED to start off with an expensive horse.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:31pm</FORUMDATE>
<FORUMTEXT>Yes, you worked for what you have, but not all players have that time, and the game then suffers because we have no new players. We don't need anything to mimic real life, this is horse isle, and the main goal of it is to have fun. If everyone has the same basic amount of money, we wouldn't even HAVE money issues. The focus could be turned elsewhere.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:33pm</FORUMDATE>
<FORUMTEXT>But why does there need to be an absolute equality between players who spend ten minutes a day just walking around the isle and players who spend four hours working on their money? If playing longer and harder doesn't come with some benefits, why should any of us play at all beyond those ten minutes..?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:34pm</FORUMDATE> <FORUMTEXT>There needs to be an incentive to stick with the game and that incentive, the way I see it, has been meddled with now.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:37pm</FORUMDATE>
<FORUMTEXT>I mentioned in my first post, there should be a challenge, but not a MASSIVE all day challenge. There there wouldn't be absolute equality, because different players would spend different amounts of money. Then the incentive would be to gain it back by quests and trading and waiting for interest.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Leviathan)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:38pm</FORUMDATE>
<FORUMTEXT>first of all - most of the people commenting on this are from pinto. just saying.
second of all, i said absolutely nothing about starting off with an expensive horse? i simply said the when horse isle began, things were a lot different. now that's it's years on, the money older players have is a lot more than what 'older' players had at the beginning. you can't simply collect gems to catch up to the players with the 1b+ bank accounts. maybe that's what's happening on palo, but this post is mostly centered around what's happening on pinto, and it seems like you don't know much about what's going on there. just saying.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:41pm</FORUMDATE> <FORUMTEXT>No, I have no desire to play on Pinto. But those of us on other servers are even more drastically affected by this, since our economy is in no way comparable to Pinto.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:42pm</FORUMDATE>
<FORUMTEXT>We would play beyond the 10 minutes because of OTHER things, money shouldn't be the focus of the game and it shouldn't be the focus of our lives. You can hang with your friends, jump, use the poetry rooms and play the mini games, do the quests, have auction parties with wilds, go fishing, the list goes on. Horse isle is not all about money. Or at least it shouldn't be. That way poor players could still have fun.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:43pm</FORUMDATE>
<FORUMTEXT>As for the raised quest payouts and such, it is of no help whatsoever to those of us who have more or less completed everything... We have just lost 97.5 % of our income (going on the number stated further up on this post) with no way to compensate for it at all. What do we do then? Stop playing for a year to avoid losing our money?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:45pm</FORUMDATE>
<FORUMTEXT>Given that things on HI COST money to purchase... there is no getting around money. No one is to say what someone else's goal of playing is, and having everyone have the same goal is completely unrealistic. I enjoy many aspects of the game, but without money I'm unable to partake in the things I play for.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:46pm</FORUMDATE> <FORUMTEXT>Q to a moderator: Is it at all possible to have a different interest on Pinto vs. less crowded servers, eg. like Black?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:47pm</FORUMDATE>
<FORUMTEXT>If you have completed all the quests, maybe after said economy change was finished, they could work on MAKING more quests!Maybe they could increase the benefits of winning shows, so you could get main income from that. Or they could make new solutions to that problem for the older players.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:51pm</FORUMDATE>
<FORUMTEXT>If people don't find enjoyment in ANYTHING besides making money, then they are not taking advantage of the benefits of the game. I am also a pretty ancient player. I've been playing since 2010. You would still be able to pellet horses and all that. It's just that it would be easier to get money, especially if the interest was boosted a lot.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:51pm</FORUMDATE>
<FORUMTEXT>Increased show winnings would be welcome... but on Palo we never get full SJ rounds anymore. My 123k exp. Dole has been stalled for months. So unless the server population grew I don't think it would be a very reliable way to earn proper money unfortunately. But this also ties in with Pinto affecting the other servers. I wonder what the solution is to that.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:53pm</FORUMDATE>
<FORUMTEXT>My main source of enjoyment is whispering, that is looking for specific horses. My second passion is pelleting and training the ones I already have. But since I can't recoup even a fraction of that anymore I have no way to do any of it. And that is why I am disappointed. I don't think I am squabbling, I certainly don't mean to. But I can't not be affected this hard, and not speak up.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:54pm</FORUMDATE>
<FORUMTEXT>If we took in more players, you could have more full rounds! Maybe we can get some pinto players who are willing to make a change to eventually move. Palo is my old server and eventually if the economy changes and servers start going a again, I will for sure be going back.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 1:56pm</FORUMDATE> <FORUMTEXT>I understand your discontent. My idea would be great for pelleting and great for whispering. You would be able to jump and quest, and do thing to earn money.Then go back and keep whispering and pelleting.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:00pm</FORUMDATE>
<FORUMTEXT>I think, in theory, whatever the interest cap is it CAN work if prices are adjusted accordingly. 1b is really only a bigger scale than 1m or 100m, right? So interest goes down, and prices go down in a percentage that matches. Right now there is a discord between what we can make, and what we have to spend.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:03pm</FORUMDATE> <FORUMTEXT>I said that earlier. the idea I first had would still work (as I said!) if we just made the interest super high so earning wasn't so painful. and so that frankly...we didn't waste our lives.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:05pm</FORUMDATE> <FORUMTEXT>If the prices go down, like they are going to with this new update, we will go into a brand new cycle all over again. And be right back where we started?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:10pm</FORUMDATE>
<FORUMTEXT>It has some merit, depending on how much prices could be adjusted. Given that interest was lowered by 97.5 % it'd have to be quite a bit.
How do you reckon this would affect horse prices though, that is a sale between two players? Effectively these changes lower the value of horses and I feel the market has been thrown up in the air a little. If a horse would sell for 400m in the past, what would and should it go for now to correspond with those 400m adjusted for virtually no interest? What would a 1b or a 10b horse cost, and so on and so forth. Prices will be forced to level out and be quite similar regardless of the quality of the horse, won't they... which depending on exp. and UTs might not be entirely fair.
I don't have an answer to the above, but I do think this is one of those scenarios (now in effect) where someone is going to come out on the losing side to some extent, unfortunately.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:13pm</FORUMDATE>
<FORUMTEXT>Agreed. But, if everyone had a set low max amount of money, those pricing issues would quickly settle out. Players would decide of things and like I keep saying, the game could be more about all players having equal fun instead of the players who spend all day on the website getting all of the benefits. I've been here at horse isle long enough to be flustered with the way things are. I don't think keeping on this same path is ever going to work. Making horse isle like real life is not a good idea in genral, seeing as this is not a full time job.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:14pm</FORUMDATE>
<FORUMTEXT>A question to Pinto/other server players,
how is the horse market today? Are people willing to buy and sell right now? And by buy and sell I mean horses of significant value, with either high exp. or high UTs, or both. My guess is they are not willing to.
I worry this has created a stalemate where say a player with 20b worth of pellets is holding onto them now knowing they will otherwise be lost with no chance to recoup, whilst a player with 1b or less has no real way to ever get to 20b now. Thus cementing the divide?
I am very wary to spend one billion now, for instance, so none of the new or old money sinks will be used by me until I see how everything plays out.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:19pm</FORUMDATE> <FORUMTEXT>People are not buying much, and when they do, horses are being put in auctions and sold for extremely cheap.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Leviathan)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:21pm</FORUMDATE> <FORUMTEXT>most of the posts in ads are for players selling horses, but very few are being sold.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:23pm</FORUMDATE> <FORUMTEXT>Thanks. No one is advertising anything whatsoever on Palo either. Cheap horses will likely always sell, but I worry about the more specifically targeted market.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:26pm</FORUMDATE> <FORUMTEXT>A whole bunch of 97uted horses with 2k+ exp are being sold for little like hotcakes. But subs and exp training are still ridiculously high.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:27pm</FORUMDATE> <FORUMTEXT>I guess people are wanting rid before the market crashes, hoping to make a little extra to buffer the interest loss. Reminds me of a stock market crash..</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:28pm</FORUMDATE> <FORUMTEXT>I pretty fed up with horse isle being treated like a stock market hahah</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:33pm</FORUMDATE>
<FORUMTEXT>It mirrors real life whether we want it to or not, I think. But there are always going to be price fluctuations as long as there is supply and demand (and we do need player transactions to avoid the servers stalling). A horse is only ever worth what someone is willing to pay. So now that no one is willing to pay all bets are off as far as the economy goes.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:37pm</FORUMDATE> <FORUMTEXT>Do you have any ideas on what we should be doing to better horse isle?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:49pm</FORUMDATE>
<FORUMTEXT>I have posted a few tiny suggestions as alternatives to this massive change in the economy... unfortunately now buried nicely somewhere in the midst of the threads on the subject. I am sorry I missed out on the thread asking for suggestions prior to the update.
With that said, for the most part I like and have liked the way the game is set up. I don't know that micromanaging the players' personal economies is the way to go after letting us do it ourselves (most of us successfully) for so long.
I wonder if with these changes we/they are attempting to exercise a degree of control over the economy that simply put cannot be done. You can reboot the system so to speak, but it will evolve again. Life finds a way, to paraphrase popular culture.
I remember in the years before, when I bought a 99.70% horse for what was then the astronomical sum of 4m. In the years since, earning became easier and so prices rose to compensate for it. Those 4m probably equated to 4b before the interest change, but they were at the time just as hard to get to.
So with that long and winding non-answer... I don't think reducing interest is the solution to the economy quandary.
We would be better off putting a cap on pellets in the inventory eg. from 50 of each to 25 or 10 of each, thus forcing us to use pellets regularly or max. our banks but not hindering gameplay for estabished players.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 2:51pm</FORUMDATE> <FORUMTEXT>Putting a cap on pellets in the inventory as opposed to the interest, would ensure horses could not viably be sold for absolutely astronomical sums whilst still enabling us to USE the money sinks.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:03pm</FORUMDATE>
<FORUMTEXT>That's a good thought. Still though, even if a few richer people like their game, what might happen is people eventually leave, the game never grows, and we get stuck that way? Someone has to decide, will horse isle be a game where you have to spend several years playing to get anywhere, or will it be a game open to newcomers?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:06pm</FORUMDATE>
<FORUMTEXT>People will try to change the economy, but, if a large change does happen with the way the game is built, do you think more players would come in and we would have fuller servers and less complaining on that issue of a changed economy? Would one thing perhaps make up for a sudden lack of freedom?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:08pm</FORUMDATE>
<FORUMTEXT>I agree we need new recruits to keep the game alive and vibrant and diverse.
But we need to find a balance that makes it attractive for older players to stay on, whilst encouraging new players at the same time... this change veers too much in favour of the latter, in my opinion. A pellet cap, to be honest it could be as low as two or five of each, would restrict the upper part of the economy without completely stopping us from playing.
Then you could combine a pellet cap (forewarned, to give us a chance to use the excess pellets), with an increase in interest for everyone below a set amount of cash in the bank. Give a little to the new ones, take a little from the old ones, but without completely taking our game away. A happy medium rather than what feels like a punishment.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:15pm</FORUMDATE>
<FORUMTEXT>Where do you think the interest should stop? 4 maybe 5 billion? Would older players be satistied if the interest range was way larger than before? That would be a perfect happy medium for what I was saying, new players could easily catch up, older players wouldn't lose their money, and once most players were at a certain amount they could stop earning interest. That's an interesting idea. If the interest was rapid for low income players that would be very satistifing for both new and old players.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:18pm</FORUMDATE>
<FORUMTEXT>I don't think interest should stop or drop. I think the divide in the economy is from the possibility to hoard pellets (theoretically a player can hold 100b in pellets and 9.9b in the bank as well as the onhand money), and not from players being good savers.
So a pellet cap that forces us to spend before buying new ones would be a happy compromise. You could still sell valuable horses for a few billion but you couldn't simply hoard money without limit.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:19pm</FORUMDATE> <FORUMTEXT>The problem with taking interest away is that we cannot recoup. Without the possibility to recoup there is no market.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:21pm</FORUMDATE> <FORUMTEXT>*** If you meant where do I think the INCREASED interest for new players should stop, that I don't know. Once you have a billion or two in the bank it increases rapidly.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:22pm</FORUMDATE>
<FORUMTEXT>And when I say rapid, I mean more than the old interest. It would have to be even higher than ever before to make a real difference. And what would really help with the new players is a large amount of money to start. To make things fair, current players who have a low amount of money would also have to recieve that same boost to hinder payers fron just making another account just to get the money.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:25pm</FORUMDATE> <FORUMTEXT>We have different ideas, each of them is good in their own way. I hope other players who want to share opinions or support others in theres will start posting themselves.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:25pm</FORUMDATE> <FORUMTEXT>I am happy with new players getting a "rapid" interest whilst we keep our old rate and get a pellet cap. That is an acceptable alternative to me.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:30pm</FORUMDATE> <FORUMTEXT>I think, if a change has to occur, that one would be possible to adjust to. There would be a significantly shorter way up for the new players, but it wouldn't ruin the market for good horses.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:35pm</FORUMDATE> <FORUMTEXT>Yes! And if you spend a lot of money, there would be a simple and easy way of return.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:40pm</FORUMDATE> <FORUMTEXT>Precisely, but you would HAVE to spend in order to earn more once you hit the bank max., and it would be impossible to accumulate unattainable riches.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Liopleurodon)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:41pm</FORUMDATE> <FORUMTEXT>Totally agree with this! It keeps everyone happy as well as helps the new players get off to a good start. The pellet cap is also a good idea.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:43pm</FORUMDATE> <FORUMTEXT>Unfortunately I made many terrible mistakes during this little crash.....now even though I have played for forever I 've been left broke. It will take me awhile to gain back. It was my own fault that I was foolish.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:47pm</FORUMDATE>
<FORUMTEXT>I think a lot of players were very happy about the colour and height pellets, and spent before they realised the extent of the update.
I am very happy a few of you think the pellet cap, combined with the old interest for us and better interest for new players, is a good idea. I think it would make it palatable for just about everyone?
Not being able to hoard pellets shouldn't be a bad thing, as we very rarely NEED to spend 10+ billion in one go. Simply holding a handful would leave money for a nice horse, and the old interest would mean we had to use the pellets if we wanted to earn more interest.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:51pm</FORUMDATE> <FORUMTEXT>I'm happy as well. If, in addition to that, if people think that raising compitition prizes, quest money, and pawneer priceswould be a good idea, I think that would be great as well.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 3:56pm</FORUMDATE>
<FORUMTEXT>I am all for raising rewards in addition to the aforementioned pellet cap and revised interest rates.
I also think adding more awards would be something to think about? For instance add awards for bigger amounts of horses captured and pawned. This would give some of us old timers new goals to work towards if we wanted to.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 4:14pm</FORUMDATE> <FORUMTEXT>That would be interesting. Or maybe awards for getting into the eventing scoreboards. As well as maybe for how many horses traded (sold) or maybe collection awards for certain uncommon items or for collecting large abounts of the same breed of horse.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 4:19pm</FORUMDATE>
<FORUMTEXT>More awards all around, definitely.
For instance I have "Horse Captures (57,916)" and "Sold Horse To Pawneers (58,711)". Perhaps the time has come to add awards for 75k of either as well as 100k? Almost unattainable, but still. An award for 25k and 50k of each would be nice too, but unless it awarded the award after the fact it'd be no good for some of us.
These would merely be neat additions if we rectified the more pressing interest issue first!</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 4:33pm</FORUMDATE>
<FORUMTEXT>I think any poor player should get the extreme interest, not just new players. If someone spends money they then will have no interest to gain it back. I would be horribly upset if this was just for new players. Say someone logs on only to keep their account alive, has no money in the bank, and suddenly their interest is gone. There should be an extreme interest for any poor player.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 4:33pm</FORUMDATE>
<FORUMTEXT>Thanks for starting the debate in the first place, Duvel.
I do think, with a pellet cap, it will only be effective if you have the old interest for old players. The money sinks are no good if we don't recoup, as we won't use them!
My personal vote would be for the following combined:
- reinstating the old interest for old players
- adding a RAISED interest for new players
- adding a significant pellet cap</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 4:34pm</FORUMDATE> <FORUMTEXT>Trotalot, excellent point. Instead of raised interest for young accounts, make it a raised interest rate for players under a certain amount of money in the bank.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 4:37pm</FORUMDATE> <FORUMTEXT>I think the 5 pellet cap and the 5B interest change are good ideas. I think that along with having that super fast interest, players should start with 1m instead of 1ook we deal in millions and often billions now, and the time gaining from 100k would be useless.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 4:39pm</FORUMDATE> <FORUMTEXT>Trotalot, so raised interest rates under 5b? Then the old rate on anything from 5b to 9.9b? And finally a cap of holding 5 pellets (of each?).</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 4:43pm</FORUMDATE> <FORUMTEXT>I agree with Starbuck's above three changes. Just as long as the raised interest rate is RAISED. That was one of my mayjor pet peeves! Starbuck, what would be your vote for numbers? Like how many pellets and when you stop gaining as much interest?</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 4:44pm</FORUMDATE> <FORUMTEXT>Sorry, posted before I saw your reply. Yes, I agree with that.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 4:53pm</FORUMDATE>
<FORUMTEXT>Duvel, I think players are gaining too LITTLE these days. People stay on for hours and hours just to get a bil. If we stop the raised interest at 5b that will leave players who only spend an hour or so every day with a decent amount of cash. Those who wish to continue to work hard can and reach the limit if they wish. Then players who can't play as much can still buy subs and decent horses without wasting so much time if that is not an option for them.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 5:03pm</FORUMDATE>
<FORUMTEXT>Trotalot, for the pellet cap, whilst some might think it controversial, I think being able to hold a maximum amount of ten IN TOTAL would be reasonable. Because let's face it, some horses due to their exp. and UTs are worth billions. My 123k 100% UTed Dole, for example, and horses of that calibre, wouldn't be possible to sell at all otherwise.
However I don't know if coding a "10 pellets total" would be doable. So maybe, given that we now have 4 different pellets worth 1b, we should only be able to hold 3 of each. That's 12b in total, less if you consider the loss in profit when you resell. And if you were holding all 12, you could no longer collect interest as obviously you had nowhere to put it anymore.
Considering that the existing limit is 200(!) billion in pellets if you hold 50 of each of the 4, plus bank money... I'd say the pellet cap would be the single change that would get the economy back on track. Pellets are where the BIG money lie, not interest.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Elusive)</FORUMUSER> <FORUMDATE>Jan 25 2016 5:22pm</FORUMDATE> <FORUMTEXT>Pellet caps... YES. Never thought of that before but I think that would work SO well.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 25 2016 6:06pm</FORUMDATE> <FORUMTEXT>Yes starbuck, yes yes yes!</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by ReignDown)</FORUMUSER> <FORUMDATE>Jan 25 2016 6:07pm</FORUMDATE> <FORUMTEXT>Pellet caps would be a good idea, I agree that the old interest should be reinstated.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Luminous)</FORUMUSER> <FORUMDATE>Jan 25 2016 7:14pm</FORUMDATE> <FORUMTEXT>I agree with all of the replies about pellet caps, and I think the interest should be reinstated to how it was before.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Starbuck)</FORUMUSER> <FORUMDATE>Jan 25 2016 7:29pm</FORUMDATE>
<FORUMTEXT>Wouldn't it be wonderful if we could have a pellet cap instead of the interest debacle, as a happy and fair medium.
***I'd suggest we let the current situation go on for a couple of weeks, during which players are given a CLEAR notice in-game to spend their pellets within a set date.
On that date, the old interest is restored and the pellet cap is implemented, and any excess pellets are removed from the inventory at this point. This will give active players a fair chance not to lose their money.
After which the game goes on; with the old interest rate and pellet cap in place, hindering future astronomical divides in the economy.
A raised interest rate functioning below a certain amount in the bank, would help new players further.***</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by JimneyCricket)</FORUMUSER> <FORUMDATE>Jan 25 2016 8:55pm</FORUMDATE>
<FORUMTEXT>I just wanted to point out for some of the players that perhaps haven't reached 100% qp, that players like myself that have no more quests to complete rely on interest to generate money. Even if the rewards for completing quests are raised, it doesn't affect many of us older players.
I do however have to agree that the pellet cap idea that has been suggested seems like a viable option that would actually work, provided it can be coded.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Animosity)</FORUMUSER> <FORUMDATE>Jan 26 2016 1:32am</FORUMDATE>
<FORUMTEXT>I agree with the pellet cap idea. Pintos Economy has been thrown so high that by doing what has happened you have doomed a lot of players to lose out on a lot of money. Ive personally had to spend well over 30b on at least 3 to 4 of my horses without putting a single pellet into them and now with no one wanting to spend any money, if I had decided to sell, I wouldn't even make a 10th of what I paid. That is what it took to get a horse you wanted. Paying high amounts. If you wanted the horse badly enough you would work to get it, most players are pretty nice and will wait until you had the money. Yes it is a high price, but even with an econ change and money decrease, there will always be horses that seem out of reach do to the high desire that someone wants it and will pay anything to get it. Like I stated above though, with the pellets, that would have brought the economy down tons just because everyone had the option to go that route but in the long run, even spending billions on a horse that already exists to certain specifications is more desired than gambling on trying to get one with pellets that arent a 100% win.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 26 2016 4:57am</FORUMDATE> <FORUMTEXT>JimmenyCricket, As well as high quest money, I also suggested high competion earnings and things such as the pawneer raising rates to make up for the older players. So they can earn money for whispering and jumping (that 's often all they do anyway).</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 26 2016 5:00am</FORUMDATE> <FORUMTEXT>We still have to consider new players everyone! Which is why a raised interest under an amount should be included, like starbuck said. Read toother up in the page for more disscussion on that.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 5:10am</FORUMDATE>
<FORUMTEXT>Starbuck/Catelyn here.
I want to illustrate the major drawback of the current interest "fix", vs. the proposed pellet cap.
I currently hold some 30 billion in pellets. I have 9.9b in the bank. I have about 700m on hand.
With the interest cap, I am now losing roughly 50 million a day simply from leasing horses and whispering.
Given my savings, I can afford to keep playing for a while, but any purchases is going to make a dent that means I will be able to afford playing actively for shorter.
The interest cap hasn't REMOVED money from the equation, it has merely "locked" it due to making people wary to spend AT ALL.
However.
With a PELLET CAP you would 1. REMOVE BILLIONS UPON BILLIONS from the economy in one fell swoop. Furthermore you would prevent such savings to ever accumulate again. No one would have the possibility to be richer than the max. bank and max. pellet amount, and those who were that rich wouldn't be able to keep earning interest since the bank maxes out.
I see little to no drawbacks with a pellet cap, whilst the current interest cap effectively hinders gameplay for us oldies.
Joe, I am ever so grateful for the fantastic game you have created in the first place and for the time and effort you still put into it. It shows you love it, and we do too. That is why we hope to be heard. We are willing to compromise and remove money from the economy, and this would be achieved more effectively through a significant pellet cap more than anything else.
Player Catelyn of Palomino server</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Indesii)</FORUMUSER> <FORUMDATE>Jan 26 2016 5:41am</FORUMDATE>
<FORUMTEXT>I think the only issue with a pellet cap is will it remove pellets already existing? Or will it wait for the player to go below 5, for example? If I had sold subs and POs to earn my pellets, just for them to be taken away, I'd be furious. However if it doesn't get put into action until current hoarders reduce their numbers, then I would think this is a perfect solution!</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Indesii)</FORUMUSER> <FORUMDATE>Jan 26 2016 5:42am</FORUMDATE> <FORUMTEXT>By current hoarders, I mean their limit won't get put into place until they spend them all. Though equally, this could cause a stagnant economy too... Either way, I want the old interest back. My cama is dying to be pelleted on Cremello. *laughing out loud!*</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 5:46am</FORUMDATE>
<FORUMTEXT>It would remove already existing pellets above the cap limit, on an announced and set date. Active players would have a chance to spend their current lot.
We could have an in-game and log-in screen text telling us to use it within x weeks, or forfeit.
I do realise some might lose a few billion, but those who do will still be the absolute richest on the game afterwards.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Indesii)</FORUMUSER> <FORUMDATE>Jan 26 2016 5:49am</FORUMDATE>
<FORUMTEXT>I don't think that's the fairest way to do things, especially for players who don't regularly check the game, but still rely on their pellets for when they do play/return from hiatus. Plus, all people would do in that situation is replace pellets with 1b tack sets, therefore, taking no money out of the economy. I would rather the interest cap be set at 5b like suggested.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 5:54am</FORUMDATE>
<FORUMTEXT>But as long as changes have to be made, it is going to be IMPOSSIBLE to please everyone. Those who do not log in withing two weeks or a month, even, quite frankly don't need the pellets that just sit around.
If you have a pelleting project going on you will not be holding 50 or 30 billion.
Furthermore we'd have interest back, meaning money going INTO the economy without it being possible to brim over, meaning people would still be willing to spend and able to recoup.
If a player holds 10 Pegasus pellets and 10 Unicorn pellets right now, and fail to spend them in x weeks time, they would "lose" the billions going above the 3 pellet cap, BUT would still be as rich as you can be.
I think it applies to an absolute majority that 1. do not log on often enough to spend their excess, and 2. holds enough in the first place.
As for the tack situation, fair point, perhaps a 1b tack restriction is in order.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 5:55am</FORUMDATE> <FORUMTEXT>*** Make that last sentence read "absolute minority".</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Indesii)</FORUMUSER> <FORUMDATE>Jan 26 2016 5:56am</FORUMDATE> <FORUMTEXT>I don't disagree with a pellet cap by the way- it should have been introduced when the pellets themselves were introduced. I just think there are flaws that need to be worked through if it's put into place now.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 6:00am</FORUMDATE>
<FORUMTEXT>I agree pellets disappearing from the accounts of inactive players would be a bit unfair, but ultimately a pellet cap (that I agree should have been implemented from the beginning) will be less invasive to the economy than stopping interest and money going into it. And if someone has to take a hit, is it not fairer that it might affect those who very rarely play to those who play every day?
At least with a cap and old interest together, we can still spend and have a hope of saving up again. Everyone could play how they wanted.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Indesii)</FORUMUSER> <FORUMDATE>Jan 26 2016 6:04am</FORUMDATE>
<FORUMTEXT>Ignore the triple post...
I suppose if it was programmed to appear as you log into, for example, pinto dot horseisle directly, it would be easily spotted.
I would say two months would be the absolute minimum amount time to wait to introduce it - since that's when accounts time out anyway (assuming they don't leave their subscription to do the work.) So most people should see it.
Two months might also be long enough to see whether this interest reduction does work. Might be more of a back up plan than anything.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Indesii)</FORUMUSER> <FORUMDATE>Jan 26 2016 6:05am</FORUMDATE> <FORUMTEXT>I mean, as long as I get my interest back so I can pellet on Palomino and Cremello, I'll be happy. *laughing out loud!*</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 6:06am</FORUMDATE>
<FORUMTEXT>Yes, a log in message would give everyone notice.
Obviously you would NEED a set date to reduce the amount, or some people might never spend the excess and instead just hoard it forever and we'd never get the max. amount evened out.
I'd like the interest reduction to be temporary, until a pellet cap is implemented (be it two weeks or eight weeks from now). The former isn't sustainable whereas the latter very much is.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Indesii)</FORUMUSER> <FORUMDATE>Jan 26 2016 6:13am</FORUMDATE> <FORUMTEXT>Well if that's the case, and a log in message can be given and enough time provided for everyone to spend/replace their pellets, then I'll agree this is a lot better than the interest reduction.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 26 2016 6:23am</FORUMDATE>
<FORUMTEXT>That possibility is much better than having no interest again. I 'm sure if that happened the word could be spread easily enough to use up pellets before a certain time. Even just by word of mouth, the forums, and yes, a login message. That probably wouldn't be an issue.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 6:30am</FORUMDATE> <FORUMTEXT>Yes, I am sure many of the old timers have friends who play, so word would be likely to get around thus giving most if not everyone a very fair chance to spend if they are indeed holding more. :)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Flames)</FORUMUSER> <FORUMDATE>Jan 26 2016 10:14am</FORUMDATE>
<FORUMTEXT>It doesn't really matter to me whether a pellet cap is implemented or not. I'd rather that than the interest we receive now. However, I don't agree with removing the pellets of those above the caps if not spent in x amount of time. That might work for the other servers but for pinto, several players including myself have significant amounts stored in pellets. Why? In case our dream horses were sold and we needed to buy on short notice. This isn't 1-2b we're talking about. High UT'd popular breeds on pinto go for tens of billions. All these pellets would take time to spend rather than "hey, here's a month". I'd rather not have to spend the cash I worked hard to earn on things I don't even want.
As well, another problem with taking away already earned cash is that many of us have worked for a long time to get said cash and even sold subs/POs to be able to earn it. Are you going to be giving refunds to those who earned it through that method as well? Is it fair to them that they spent real money and yet others are deciding for them when they can and cannot use it? Is it fair that people spent hours exp. training and whispering and suddenly can't decide when to use it?
I think a cap could simply be implemented without removal. That is, you can't get anymore until you reach the cap. That wouldn't promote hoarding in any way (since you literally could not get anymore cash) while allowing the rest of us to slowly use up what we have. This way no one would lose anything they worked for.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 26 2016 10:19am</FORUMDATE> <FORUMTEXT>Excellent point flames, I didn't think of that! But are you sure players wouldn't hoard, just to get ahead? Your point is that it would eventually level out without the pressure, but will that really happen?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 10:24am</FORUMDATE>
<FORUMTEXT>The benefit to removing excess pellets is that it evens the playfield (which is what sparked this entire debate to begin with, as an interest cap is attempting to do something about it).
If you do not, you have a mass of players who hold tens of pellets at the time of the cap, who can drag those money out for a long, long time, and have a big advantage in the horse market.
Those with little or no pellets when a cap is implemented, has NO way of catching up. Ever.
Surely most if not everyone has a horse or two or three to put the pellets into.
I have acknowledged that some horses sell for tens of billions. I myself have bought a single horse for 35b in the past. You would still be able to buy for 12b + onhand money + 9.9b in the bank if you really wanted to land that dream horse. But I don't think there are THAT many horses around that are that expensive, or if they are they rather do not change hands that often that this would be an issue.
You could also throw in tack and horse trades on top of the money and pellets.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 26 2016 10:35am</FORUMDATE>
<FORUMTEXT>Sorry if this comes off as harsh
I think everyone has already expressed enough discontent over the interest issue, and the admins have already adressed it. We have to try what we have now, and if you have opinions, share them. But try what we have currently (although most of us do not have hope for it).
We need to stop complaining. I think they get how unhappy we are.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 26 2016 10:36am</FORUMDATE> <FORUMTEXT>I 'm not saying you can't disscus that, but I think complaining can be avoided.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 10:47am</FORUMDATE>
<FORUMTEXT>I agree complaining is no good.
I do think a healty and well-reasoned debate can only help iron out which changes are needed at this point. We have already come up with a viable alternative that seems less divisive (eg. a pellet cap) even if details aren't fully agreed upon.
I also wish and hope and think the powers that be can engage in and invite constructive dialogue between players and technical team so we can come to a solution we can live and play with.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Flames)</FORUMUSER> <FORUMDATE>Jan 26 2016 11:58am</FORUMDATE>
<FORUMTEXT>Just to clarify my point, I'm not saying not have the cap. I'm saying sure, have a cap but don't remove pellets of those in existence.
"But are you sure players wouldn't hoard, just to get ahead? Your point is that it would eventually level out without the pressure, but will that really happen?"
Given that there is a cap, how would they hoard anymore than they have? With a cap, there's nothing else for them to put money into. There would be pressure but would come from whether they want to be able to have cash flow. e.g., think of the horse limits we have. Players who are at the limit can't buy more (unless you have barns but that's irrelevant in this case) until they sell it. Same case here with a cap. Do you want to earn money? Well no room until you get rid of what you have first. I mean I guess players could sit on 50 pellets and not do anything ever (no exp. training or whispering or selling subs) but that has no impact on the economy.
"If you do not, you have a mass of players who hold tens of pellets at the time of the cap, who can drag those money out for a long, long time, and have a big advantage in the horse market.
Those with little or no pellets when a cap is implemented, has NO way of catching up. Ever."
I don't agree with "leveling things out" by taking away what's already earned. The point of working for things is so that you get ahead isn't it? It was fair that those players are ahead. Yes, you'll have players holding money for a while waiting for a horse to spend it on but (speaking from a pinto perspective) players spend a ridiculous amount at once to try to get their dream horses so I don't really think there's an issue. e.g., I spent 48b the first day the pellets were implemented. I know several buds who spent 10-15b that first day with many more planning on buying high ut'd horses which don't meet their specifications exactly to pellet. Players need time for these horses to generate or players to sell to sink that cash.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 26 2016 12:02pm</FORUMDATE> <FORUMTEXT>Players may keep those pellets, while everyone else doesn't, and then WHAM once the change has settled in they begin spending again and have an unfair advantage.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Triin)</FORUMUSER> <FORUMDATE>Jan 26 2016 12:33pm</FORUMDATE>
<FORUMTEXT>I apologize in advance for maybe my points have been mentioned, there's just too much to read.
First of all, if your main priority is to get new players to stay, the least of their problems is the economy. If they like the game, they accept it and they stay. If they don't, they leave. What has happened to the interest now is not a fair point at all, in fact the staff seems to have turned their backs to the old, loyal players.
Second of all, Horse Isle will never be massively played, it will always stay between the 4k-7k account limit with maximum 90+ players online in one server (a rare case). The reason is simple: there are better games out there. But it doesn't matter, we keep playing and I plan to for quite some time, simply because I love one thing this game has built itself upon: horses.
I like the idea of interest being removed, but ONLY if it has a huge player base and futher more, a lot of different ways to earn your money. We can test it out for the next weeks, maximum a month.
This is not the first time a game has done something like this. One MMORPG made some drastic changes (similar to this) to the economy, which they kept for 2-3 years. The result of that was empty servers. It's interesting to test, but not to keep.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 12:38pm</FORUMDATE>
<FORUMTEXT>I think you have really some good points, Flames. I think we come much from the same place.
I guess what I am trying to say, is that with the interest cap they ARE taking away what is already earned (the interest rate we have worked to accumulate and then saved to preserve by not depleting our money reserve).
I don't think taking pellets away that we have saved for is fair, either, but we can recoup pellets IF we have the old interest.
As for saving pellets for dream horses... I have done (and am doing) this. The only reason why I am holding 30b plus the rest is that I want in with a fighting chance IF that grey ISH that I have been looking for for 4 years is generated... I bet a lot are like me. However if no one could hold more than x amount you would have no hoarding. Economy levelled out, bad savers not withstanding, but everyone then has a chance and already rich players remain the richest.
Odds are I will/would be holding those pellets forever with no horse to show for it. If everyone was waiting around for that one horse to generate AND be sold, and not spending anything, well for one no money is going into the economy, cap or no cap. It would take years for everyone to come down to cap level...
I think the line has to be drawn somewhere. If everyone is set to the same max. amount then that is the most a horse can sell for (not including horse and tack trades), so if a horse is generated and put up for sale they will still be able to afford it. You cannot sell a horse for more than it is possible to trade, so the market would have to adjust slightly and follow the cap down a tiny bit.
If no one was able to hold more than x pellets, no one would be able to come in and win all the bidding rounds, so everyone would be in with a fighting chance, but not as long as some are still holding up to 100b in pellets once everyone else has stopped earning interest.
Again, I agree levelling things out doesn't feel fair to us, but if it has to happen this is in my opinion the least (the fairest if you will) of two evils.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 12:40pm</FORUMDATE> <FORUMTEXT>BAsically people who already has high amounts saved, will still have enough left to buy their expensive dream horse since said horse cannot be sold for more than that max. amount. Thus excess pellets can safely be used on other horses, IF a pellet cap happens.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 26 2016 12:46pm</FORUMDATE> <FORUMTEXT>I can't respond anymore, there's a limit on how many times I can repeat things I have already said xD</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Flames)</FORUMUSER> <FORUMDATE>Jan 26 2016 5:35pm</FORUMDATE>
<FORUMTEXT>I agree that there may be an issue that some players will hold pellets for a very long time and as you said have an "unfair advantage". However, consider that there will likely be very few. Consider this: A player holds 50 pellets of each kind. Implement a 10 pellet cap of each without taking away the ones earned. Said player holds the pellets. What can they do if they don't spend it? Whisper? Well sure, but any horses would likely have to be given away for free since they can't accept anymore money. Exp. train? Sure. Still can't accept anymore money. My point is that since it's interaction based, you're literally at a standstill until you spend.
My point of bringing in the dream horse example was to illustrate that many of us have a lot of pellets now. Not to say that we need to continue having said amount of pellets to buy our dream horses, which is what it seems to be misconstrued as. It was to say that we have a lot which we EARNED that we don't want to go to waste.
As for the interest cap, they aren't taking away what is earned as none of us had actually earned that interest yet - interest is a time based concept. In comparison, people have spent real money/time earning cash already sitting in the form of pellets. How many players will be impressed if you tell them "hey, you just paid $40 USD for 5b" but now you have to get rid of it within a month or its all gone. Now accumulate that over 8 years worth of spending and what do you have? I don't know about you, but I'd just quit.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 7:25pm</FORUMDATE>
<FORUMTEXT>Of course we can't earn the interest before it accumulates, but we have worked our way to the point where we have it (the interest rate with bank max.) and rely on it and build our game around it... only to have it taken away.
I think, apart from ironing out the issues with the update, one would have to look at what incentive is left for subscribers with no interest in-game (and I say no interest, because three million a day is NOTHING). The rules have been changed, basically, so what we're getting now is an entirely unknown entity. Is subscribing going to be as attractive now? Surely not, if we cannot play.
I only have seventy days left of my year sub at the time of writing this, and had not imagined I would find myself in this situation where I am actually waiting to resub instead of just going ahead.
I see the standstill issue. I guess the question is how many players would be willing to remain at a standstill and for how long? Even by leaving the excess pellets I think people would be spending almost as fast as they would if they HAD to before a set date.
Say you implement a pellet cap (which I maintain is an excellent idea!), I'll use me as an example, I would personally spend the excess so I could get on with selling my horses. Otherwise I would effectively be sitting without being able to play, for an unforeseeable length of time. You literally could not predict how long you would be unable to play for, but the odds are not in favour of a short-term break in play... There is only one horse I save for, and four years on it still doesn't exist on Palomino. Of course, if a player has an already existing horse they are wanting to pounce on if sold, it takes some of the unknown time aspect away since the horse at least exists.
But I don't know how many players who would be happy to have no horses come or go on their account for months and possibly years on end? Things must indeed be very different on Pinto... I probably am slightly affected by my Palomino view. :)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 7:26pm</FORUMDATE>
<FORUMTEXT>But do you know what, not removing pellets would not affect me personally, and as long as a pellet cap is implemented then that would be the important thing! :)
My reasoning behind removing excess ones was to get some of the money (that Joe mentioned as the catalyst for change) out of the equation. And the big money is in the pellets.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 26 2016 7:40pm</FORUMDATE>
<FORUMTEXT>As a random musing I do wonder how many players would be happy to spend money freely if they knew some were still holding tens of billions. I'm not sure I'd want to deplete my pellets if I knew others would still be where they were before the change. So maybe a standstill would affect the economy beyond the players who were holding, after all.
Actually as interesting as this thread is what we could use at this point would probably be input from an economist. Whether the current change stays or not we're getting a lot of ripple effects!</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 27 2016 6:58am</FORUMDATE>
<FORUMTEXT>Just throwing this out there.
Maybe instead of taking excess pellets away at once or just waiting for them to spend all of the pellets quickly, could it happen like this?
Perhaps every day or every few days you would be required to spend say 3 or 4 pellets that you have stored up. That way, since you might use them that often anyway, you would be able to slowly get rid of the excess without too much pressure.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 27 2016 7:04am</FORUMDATE> <FORUMTEXT>Or instead of a few days, maybe a week for you to spend a small amount. Then those pellets would be removed if you didn't use them. Players who spent more than that amount though....I don't know how that would work.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Animosity)</FORUMUSER> <FORUMDATE>Jan 27 2016 8:05am</FORUMDATE> <FORUMTEXT>Well one option would be that there could still be a pellet cap and users with more than the pellet cap just can't hold anymore until they get rid of what they have over the cap, just like if your ranch runs out and you have too many horses.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Animosity)</FORUMUSER> <FORUMDATE>Jan 27 2016 8:05am</FORUMDATE> <FORUMTEXT>Well one option would be that there could still be a pellet cap and users with more than the pellet cap just can't hold anymore until they get rid of what they have over the cap, just like if your ranch runs out and you have too many horses.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 27 2016 8:14am</FORUMDATE> <FORUMTEXT>That was suggested by Flames. You can read the disscussion on that a bit toother up.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 27 2016 8:15am</FORUMDATE> <FORUMTEXT>Catelyn had some good points on that as well toother up.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Ixion)</FORUMUSER> <FORUMDATE>Jan 27 2016 1:32pm</FORUMDATE>
<FORUMTEXT>What if they just made it so you can't keep the pellets in your inventory? Like you had to put it on your horse right as you're purchasing it. Then if people wanted to use commodities to store value, it would have to be stuff like expensive tack/companions, which sells back for a lot less. I'm not sure what would happen to the pellets people already had--maybe they'd have to be given a warning to spend them or something--but just an idea. Thanks for all the updates!</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 27 2016 1:36pm</FORUMDATE> <FORUMTEXT>It's not a bad idea, Ixion, but I'm not sure it takes the trading value of some horses into consideration? I think we have to be able to trade a handful of pellets or the best horses cannot be sold at all anymore (which would be a shame).</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by StainGlassMan)</FORUMUSER> <FORUMDATE>Jan 28 2016 6:56am</FORUMDATE> <FORUMTEXT>I only have 1.6 bil, so this will make it so that I can't get like 5 bil for years. This makes it harder to catch up.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by StainGlassMan)</FORUMUSER> <FORUMDATE>Jan 28 2016 7:28am</FORUMDATE>
<FORUMTEXT>This idea was supposed to help us out, but this idea will actually make it even harder to catch up to players with 40 bil. And if people ever do even out, it will be years away and most players will have quit by then. Same with the auction thing- the auctions used to be the only way to get cheap, good horses. Now they are inflated.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Tumble)</FORUMUSER> <FORUMDATE>Jan 28 2016 7:58am</FORUMDATE> <FORUMTEXT>I think that we need to stop being so greedy and start being more grateful. That is all.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 28 2016 8:18am</FORUMDATE>
<FORUMTEXT>I don't personally think greed comes into it for those of us who have been disrupted by losing the interest. We have even suggested a pellet cap. We just want to be able to play the game in a fluid way and not have to be forced to either stagnate or go broke.
That said, I think any game needs an aspect of competitive activities in order to flourish. The players have to be able to set goals. No matter what game you play, you want to be able to accomplish something whether it is to level up or find the perfect horse. You need to be able to find a sense of fulfillment through playing. If relaxation is your goal, then money doesn't have to come into it. Personally I play to relax, but what is relaxing for me is whispering and working to better my horses, meaning I rely on in-game money to achieve my goals. That has nothing to do with greed.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Sunflower)</FORUMUSER> <FORUMDATE>Jan 28 2016 8:30am</FORUMDATE>
<FORUMTEXT>Everyone complained about the economy.
I get it, its hard having to lose money you spent on a horse that you spent billions on.
But you are also not the one who complains when you get a great math epic uted horse for cheaaaap.
The goal is NOT to have people back to where they were. They are trying to fix this, so in that case you don't need to spend 25 bill on a horse. You won't need 25b!
So just be conservative with your money if you don't want to lose it.
Its helping the inflation.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Animosity)</FORUMUSER> <FORUMDATE>Jan 28 2016 8:45am</FORUMDATE>
<FORUMTEXT>Inflation exists due to tons of players wanting specific horses. Regardless of how low of interest you have, players who want a horse to the max, will pay whatever it takes to get it which in turn, does not solve any problems. There are players who would rather pay 15b for a horse that is to their specifics than spend 35b in color/height pellets gambling on if they can get it or not without paying more than the seller was asking. I'd personally rather buy an already existing horse than gambling to get one that could turn out exact opposite of what I want. Same with POs, you would rather buy a horse that you were going to PO that already exists than spend tons trying to PO it.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 28 2016 9:17am</FORUMDATE>
<FORUMTEXT>I don't know who that was adressed at specifically, Sunflower.
Being conservative with money will now only get me so far seeing as how simply playing how I have always done now means I am losing millions on a daily basis even if I am not buying anything.
Animosity, I agree. I would rather spend a significant amount and KNOW what I am getting for it rather than take a gamble against bad odds.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 28 2016 9:19am</FORUMDATE> <FORUMTEXT>Anyway, simply lowering the interest doesn't fix anything because there are people still holding tens of billions even if they spend less. There's a bigger imbalance than ever now. A pellet cap is the only way forward that would prevent this.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by StainGlassMan)</FORUMUSER> <FORUMDATE>Jan 28 2016 9:57am</FORUMDATE> <FORUMTEXT>And if I want an sub now, I will go broke buying subs because of lack of interest to buy another one.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by FlashOfHope)</FORUMUSER> <FORUMDATE>Jan 28 2016 10:24am</FORUMDATE>
<FORUMTEXT>Kinda curious which party decided to delete what I had to say on the matter. Especially since people were agreeing with me.
Now...why would someone go through the trouble of deleting several posts that mention refusing to continuing to shell out cash, and bringing up paying GAME money to players in exchange for them paying YOU for a sub? I mean, money for you is a good thing. One would think that you would WANT us to keep paying to play.
Unless you are hiding something perhaps?
Stopping cash flow in the game cuts out the players who pay other people for subs. Which there are a LOT of people who buy in game. That is a LOT of cash you lose for that. You get defensive when money is brought up, and delete said comments. You KNEW that taking money from players would cause problems, yet you did it anyway. Its almost as if the whole goal was to make us longtime players angry.
So when is the game shutting down?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 28 2016 10:34am</FORUMDATE>
<FORUMTEXT>Ach now, the game is not shutting down.
Joe has taken the time and effort to go into the base coding and make changes. In the event the creators ever did see the financial need to close down, they would cut and shut without doing anything beforehand, I am quite sure. As would be their right. I am pretty sure we all agreed to terms along those lines upon signing up. Not in a million years do I see adult game owners making changes to alienate players on purpose.
I think the intention behind the changes is lovely even if the execution has a flaw or two, and if we can have a dialogue concerning ironing out the bits that currently do not work as intended I think we all will benefit from it.
The benefit to having us oldies around is that we know the game inside and out and so when we point out what will or will not work in practise chances are we are in fact onto something.
- Cat</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by DixieCup)</FORUMUSER> <FORUMDATE>Jan 28 2016 10:47am</FORUMDATE> <FORUMTEXT>StainGlassMan- EXACTLY!! Joe is going to make less money each month with the interest change, so maybe eventually it will go back to how it was. ADMINS: please don't delete this, this time. Rather RUDE</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by StainGlassMan)</FORUMUSER> <FORUMDATE>Jan 28 2016 10:56am</FORUMDATE> <FORUMTEXT>What I think all of us players do want deleted, is this stupid interest thing that makes it even harder for new players to get rich, and so that players that are not super rich can not afford to buy subs. May 2007 - Jan 2016. R.I.P.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by DixieCup)</FORUMUSER> <FORUMDATE>Jan 28 2016 10:59am</FORUMDATE> <FORUMTEXT>hopefully my card starts working with pay pal, because lately its been hating horseisle.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by FlashOfHope)</FORUMUSER> <FORUMDATE>Jan 28 2016 10:59am</FORUMDATE>
<FORUMTEXT>If the longterm goal is NOT to lose every paying player, then what is the big deal about discussing this?
Money is a touchy subject for them, and I for one would love to know why.
WHY is it a problem for us to discuss paying THEM?
That was the whole point of my previous post. I need interest to pay to play. And my post was deleted.
Figured I'd just make a jab back at them to encourage a real response.
Call it me challenging them to a debate.
Discussing the real matter like adults rather than hide and delete posts that hurt their poor little feelings.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 28 2016 11:07am</FORUMDATE>
<FORUMTEXT>Why don't you send a constructively worded support enquiry, FOH. :)
I think we have kept the tone reasonably civilised so far, but I understand how making "threats" regarding game funding (however good a point it is) will only create a spreading discontent, and my guess is this is why a few comments are screened. I'm not sure how much, if any, we will gain by doing so here, knowing it will keep getting removed.
- Cat</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Kalunka)</FORUMUSER> <FORUMDATE>Jan 28 2016 3:02pm</FORUMDATE> <FORUMTEXT>I kind of agree with FOH to be honest, my sub ran out and I'm not making enough interest to buy another one == less RL money going into HI. Apparently it's "expensive" to run the servers or whatever, not sure how it's going to be sustainable in this scenario.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by IrishDraught)</FORUMUSER> <FORUMDATE>Jan 28 2016 6:48pm</FORUMDATE>
<FORUMTEXT>New players usually get attacked by players anyways. I always give new players at least 100m so they can catch up. If they stay they stay, if they don't then they don't. I will most likely NEVER see that money again but I don't care. This is how we make our money. through the interest. I find it insulting and a total turn off that the interest was changed so dramatically. I don't even want to spend any of my money because i don't know when I'll ever get it back</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 28 2016 7:00pm</FORUMDATE>
<FORUMTEXT>^ As above, I think most players, with the old interest in place!, are only too happy to help new recruits out when they start. I have never found otherwise.
Really, the hardest thing is making your first million on your own. Once you figure out that saving equates profit, and see this for yourself in the form of interest, it is only a matter of practising some self-restraint. And that is how most of us have gotten to where we are. Anyone can do this.
If you're given tens or even a few hundred million, you are off to a very good start indeed and will see these benefits even faster.
I think there comes a point where each player does have to take responsibility for making their own way. It might be a learning curve, but most will get there soon enough.
Another point is that achieving something all by yourself is that much more fulfilling, I daresay for the majority. I think that HI, for younger kids, is actually an excellent way for them to start learning about money, saving, and cause and effect. Spending carelessly will have consequences.
So I guess it then comes down to what the lesson here is meant to be. Is the purpose of the game and the changes to teach new players that prospering doesn't require any work on your own part? Is the purpose to teach those of us who have cracked the code, that hard work and planning forward does not pay off so we might as well not bother? The latter, I find, would be incredibly disheartening and detrimental in the long run.
Can we not have a game in which there is room for both the players who are content to earn and spend as they go along, and for those of us who actually enjoy the tactical challenge of disposing our money wisely (as we have done all these years).
- Cat</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Galacticagirl)</FORUMUSER> <FORUMDATE>Jan 28 2016 7:00pm</FORUMDATE>
<FORUMTEXT>you are exactly right. at least on pinto every new player gets a horse and at least a couple million right off the bat.. so new players are never ever left in the dark. i was even messaged when i first started without even making a post because someone saw me as a"new" player :) and players with billions didnt even mind to give 100m away because they always made it back in interest..
this shouldn't be about money, it should be about having fun.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by RubyCat)</FORUMUSER> <FORUMDATE>Jan 29 2016 12:58am</FORUMDATE>
<FORUMTEXT>The thing I hate most is it doesn't even give me a million a day. It takes several to add up. It's ridiculous. That doesn't give enough money to rent a unicorn or pegasus for 2 hours much less for more time. I'm REALLY not happy. My fun on this game is mostly whispering. You're taking that away from me with this, so I don't even login much anymore. I'd hate to have to quit the game, but that's what it looks like it's headed for me. =(</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 29 2016 5:07am</FORUMDATE>
<FORUMTEXT>^ There literally is no way to hope to earn money, or simply break even for most of us who play like we always have.
The ONLY thing that now lets you earn is selling a horse. Which relies on someone being willing to spend a significant amount and as such go broke even faster. I would rather have my fortune be entirely up to me and not other players. Especially since Palomino is so slow.
Besides which, the only horses that reliably sell (or sold in the past... I am doubtful now...) are 99 % UTed ones. On average, I whisper ONE every THOUSAND horse captures. I spend a lot of money to get that 99 % horse in the first place. 50k per CAPTURE, and then the immeasurable 10k misses for a single capture.
In short, I cannot afford to keep my whispering up.
In short, I have no way to earn money.
In short, I am going broke sooner or later.
We need interest in order to play.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 29 2016 5:14am</FORUMDATE>
<FORUMTEXT>The last few days I have made what.. 7 million in interest?
I easily burn through twice that in one play session (eg. a handful of hours) simply through whispering and leasing a unicorn and a pegasus. The alternative for me is to stop playing so I don't lose money. And I fail to see how that benefits either party.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by WillowDivine)</FORUMUSER> <FORUMDATE>Jan 29 2016 6:31am</FORUMDATE>
<FORUMTEXT>Catelyn, that is exactly what I have come to. I have only logged on twice in the last 3 or 4 days because I have nothing to do now. My main enjoyment from the game was whispering and slowly pelleting one of my horses. I do not have pellets stored nor do I have a maxed bank balance. I am not poor nor am I one of the super rich.
I spend on average 10m+ a whispering spree, yet in 23 hours I make only 1.8m. It would take 10 days of being off or not spending any money to recoup a few hours of whispering money.
Before I'd pellet my project horse once a month, wait, and save interest until I had enough to pellet again the next month. It took a long time with my last pellet pony. But I was ok with that. Now my current pellet project is on hold. There is no way to make the 1b back.
I'd love to try out the new pellets, but won't because I'll have no way of recouping that money back. Mini games and new quests won't do that. Windmills (I have 8 up) don't pay out enough to do that.
For now I do nothing. No more whispering. No more pelleting. I'm stalled in the game. I log in once every 2 days to "check" in but that is about it.
I appreciate the thoughts in trying to even out the economy. I really do. But this is not the solution. Instead, long term players will stop playing the game or spending money altogether. I know I have done both.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by LucyPennykettle)</FORUMUSER> <FORUMDATE>Jan 29 2016 6:40am</FORUMDATE>
<FORUMTEXT>This change may help Pinto, though I don't see how, but it has effectively ground what little activity there was on other servers to a halt. I want to play with the new stuff they've added. I would pay 5m for that Unipeg 3 times in one day as well as whispering. But now, I don't even like to log in because I lose money each time I do.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by FlashOfHope)</FORUMUSER> <FORUMDATE>Jan 29 2016 7:15am</FORUMDATE>
<FORUMTEXT>The only reason I came back to this game, was because I love whispering. Its stress relief for me. I worked hard to get where I am, and now I am being punished for it. Maxed bank account, and I have to be careful what I spend, because it will never build back up.
I won't even hand any new players cash now. Why do I want to hand them 100-200m when I can't build it back up for the next new kid?
I am moving in April and it will be awhile until I will have internet set up, as I have to build my house. I had planned to set money aside to buy a year sub(THAT I CAN"T USE) to keep my account.
If this isn't sorted by the time I have to leave, my account will die. I will NOT pay for I game that I can no longer enjoy.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 29 2016 8:41am</FORUMDATE>
<FORUMTEXT>Precisely.
The solution is NOT to stop the money going into the game through interest. We need a steady flow coming IN to be able to play. Call it the life blood of the economy, if you will. Right now the very thing that gives the game life has been stopped.
This situation has been caused by pellets in the first place. Pellets will only work as the sink they were intended for if you cannot hoard them. Therefore, reinstating the old interest and putting into place a pellet cap is the only logical solution. That way there will be no more money going into the game than what people have to spend, but we can still recoup and the economy will be moving as opposed to now.
With a pellet cap, the gap that new players have to work towards closing becomes manageable. Once they hit bank max. they are practically there, since if you hold x pellets you have to spend in order to buy another one.
Problem solved.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Elanor)</FORUMUSER> <FORUMDATE>Jan 29 2016 8:49am</FORUMDATE>
<FORUMTEXT>I think we need to at least give this time to see if it works. People complain and have complained about admin doing nothing about interest for so long now, then when they do something they throw a fit.
The least we can do after they have tried to implement something is give it time and see how it works.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Dapples)</FORUMUSER> <FORUMDATE>Jan 29 2016 9:15am</FORUMDATE> <FORUMTEXT>I really like the update, but I was hoping it would mean more people would return to Brown server. Unfortunately, a lot of people's accounts timed out. :( Aw man.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 29 2016 10:15am</FORUMDATE> <FORUMTEXT>Many of us, me included, can already tell this is never going to work. Mainly because we're now unable to play. I don't think the goal was to stop us from playing...</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 29 2016 10:16am</FORUMDATE>
<FORUMTEXT>As for "people" complaining about the interest that was before the update, I never did. I can't see why anyone would have. The interest was never the problem, the hoarding of pellets was. I am not "throwing a fit", either. Seeing as how I have been loyal to this game for nine years I think I have a right to speak up.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by IrishDraught)</FORUMUSER> <FORUMDATE>Jan 29 2016 11:36am</FORUMDATE> <FORUMTEXT>I miss how horse isle used to be. Now its turning into something that I don't enjoy anymore</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 29 2016 11:43am</FORUMDATE>
<FORUMTEXT>Catelyn, you make very good points. You do have a right to speak up and have an opinion.
My question for everyone :
WHY is everyone so upset at losing money every day? That was intended by Joe, if I read what he wrote correctly (please set me straight if I did not). If we let the money go, and stop hording and feeling like we can't spend, why don't we help the change along by spending, and in the process help lower the inflation? We need to stop fighting the change. Things will settle down, but only if we stop getting irratated. Prices will come down, and you won 't need as much. Please everyone, stop being selfish and look at the big picture (:
Joe (and everyone else working to fix this) are smart people and only want what 's best for the game. Let go along with them and stop being selfish about pixelated money when these people are trying to help us.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Jan 29 2016 11:50am</FORUMDATE>
<FORUMTEXT>DP pointed out earlier that we have been spoiled, just spending billions and not having to wait long to gain it back. If you spent all your hard work and time to get what you have, you should not be afraid of getting in and working hard to keep what you have. Earning money is not impossible no, it just takes longer.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 29 2016 12:14pm</FORUMDATE>
<FORUMTEXT>I think I presented examples of why this isn't sustainable further up. Those of us who have billions, do so BECAUSE we have never "just" been spending them carelessly. Spending money is the easiest thing on this game and interest is no good if you take it right out. Had a pellet cap been put in place when they were first introduced, we would have never even gotten to this point where this discussion is needed, because no one would be holding more than x amount.
I do wonder how those of you who don't mind this, plan to keep playing further long the line when the old players stop putting money into the economy and even quit. You're all fine with being forced to go broke?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by FlashOfHope)</FORUMUSER> <FORUMDATE>Jan 29 2016 12:16pm</FORUMDATE>
<FORUMTEXT>No one felt like they couldn't spend until this update.
WHY am I upset? Because I just lost my retirement. I busted my rear to get to 75% and a large bank account so I COULD WHISPER NONSTOP. Because that is my stress relief.
Do you know how much it costs to whisper the whole list ONCE? If I have a full day off and no errands to run, I spend 32 million in a day of whispering. And Not a single horse is worth selling. I don't make money off whispering. I whisper because it makes me feel better after a hard week.
Not only will I no longer be able to afford to whisper, I will no longer be able to afford to subscribe.
And seriously?? Work hard to keep what we have? HOW? How many of us have NO QUESTS LEFT. We started getting the cruddy pay from before this update, and DID work to get where we are.
Depending on the new player, I've always dished out 100-200m, A horse Plus 10m tack, Plus a 50m companion. Because I know how hard it was to get where I am. Palo is a dead server. Giving encourages someone to stay.
Lets pretend for a moment nice horses were easy to find instead of a 1/1000 find. Who do I get to sell to on a dead server? Catelyn and I are very often the only people on. And what if she doesn't want the 99er I just caught? What if I don't want hers? Who is going to buy it? How will we make money?
I started back when the game went live. I built myself up to max, had several top horses, and made it to 100% QP. I bought my subs+ 5-10 other monthlies a month. If I liked a new breed, I bought PO packs and sold them to friends for less than they were worth. I put a lot of real money into that account. Because of some stuff that went down and reporting harassment did nothing, I moved to HI2 with a new name. I restarted here when things got quiet and built myself back up all over again. And someone says that I am spoiled?
I worked hard. Twice to get where I am. And now I am losing the ONLY reason I play here. I believe I have a right to be livid.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 29 2016 12:18pm</FORUMDATE>
<FORUMTEXT>As an aside, the top horse market has effectively been ruined. How are we meant to be able to sell the best UTed and EXPed horses in a few months when no one has the billions to put into them?
Forgive me for stating the obvious, but you cannot expect a 90% horse and a 99% horse, or a 1k exp. or a 10k exp horse, to have the same price range. Top players deserve a viable horse market too. Which we're not going to have since no one is going to be able to afford it.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by LucyPennykettle)</FORUMUSER> <FORUMDATE>Jan 29 2016 2:18pm</FORUMDATE>
<FORUMTEXT>I'm really not trying to whine. I have no problem with having less money. But I have no way to earn. I'm at 100%. I've answered all the riddles. Nobody is ever on Brown to buy horses. I too would give away money, horses, and tack to new players without a care because I could earn it back, but now what? We're literally stuck. I know they're trying to help, but this drop is too much too fast.
On a side note, if the interest won't go back up at all, what about some sort of minigame on Serenity/Tranquility that pays out a lot? Like, by a few million. Giving those of us who've quested a way to earn and continue whispering and adding more reason for new players to quest?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 29 2016 2:22pm</FORUMDATE>
<FORUMTEXT>^ As LucyPennykettle says, not holding as much money isn't a problem; not being able to earn substantial money back, is.
I have lost about 150 million already (eg. when the change hit I was holding around 800m on hand, I now have 650m). since the change *without even having bought anything*. Now multiply that per week, and you see how quickly this is going to crash.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by RubyCat)</FORUMUSER> <FORUMDATE>Jan 29 2016 3:11pm</FORUMDATE> <FORUMTEXT>Why not just take out the ability to re-sell pellets? Then people wouldn't hoard them. You'd only have the money you have on hand and in the bank. Put the interest back to where it was and let people play, please!</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 29 2016 3:27pm</FORUMDATE>
<FORUMTEXT>Definitely put the interest back.
Then consider where a pellet cap should be at.
We have 4 different pellets now. That enables a person to hold 4x50b = 200b + plus 9.9b in the bank + 2.2b on hand. To be fair we only had two pellets before the update, meaning the most anyone realistically will be holding is about 112b.
Current pellet limit = 112b. THIS is why there are issues with the economy.
With a pellet cap of max. 5 instead of 50 the most anyone could hold would be 4x5 = 20b + 9.9b + 2.2b = 32b.
With a cap of 3 you'd have no one holding more than 24b.
With a cap of 1 you'd have no one holding more than 16b.
Interest would stop when that cap was met.
16b - 24b should be enough for anyone to still be able to buy their dream horse should it ever be generated or up for sale. You could also throw in horse and tack trades (but bear in mind if a pellet cap is put in place people can still hoard 1b tack which might also need a cap).
I honestly do not see why interest was removed as opposed to a more logical and fair pellet cap being introduced. If you want to prevent inflation, your solution is right here.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Challenger)</FORUMUSER> <FORUMDATE>Jan 29 2016 3:39pm</FORUMDATE> <FORUMTEXT>Set the interest to the way it is on black, it's not as much, but it's still better than 75k per hour. Some players are happy with the change, others are not. I believe it would be wise to just meet halfway here.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KailFish)</FORUMUSER> <FORUMDATE>Jan 30 2016 5:23am</FORUMDATE> <FORUMTEXT>I like the pellet cap as an alternative to the interest. There should be a cap on all the expensive items-- including tack. If you can hold set upon set of 1b tack, then that's another way to hold a TON of money. Get rid of the loopholes.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 30 2016 5:58am</FORUMDATE>
<FORUMTEXT>^ The loophole of being able to hold 50 of each pellet is the only reason why the money sinks haven't worked in the first place. Pellets and 1b tack need to be capped.
You cannot blame the players for holding billions in the form of items, as we have all simply been playing within the limits of the game. Adjust those limits downwards instead of stopping money going in.
Do bear in mind top players NEED to be able to hold a few billion in order for the top end of the horse market to be viable. With a cap in place we can still set money aside for our dream horse, BUT we might have to empty our bank along with the pellets to get it. As long as we make interest and can recoup I think that that is an acceptable alternative.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Kalunka)</FORUMUSER> <FORUMDATE>Jan 31 2016 6:35am</FORUMDATE>
<FORUMTEXT>Great suggestions there Catelyn, but it seems like this thread has been abandoned by admins or whoever else is in charge. I feel like all the effort put into trying to fix this issue from the players' side is in vain ha!
Let's be realistic though, not many will take money out of the bank for anything other than make space for more interest - what I'm trying to say is that the 9.9b in there rarely ever gets used. So we can take that out of the equation probably.
With that being said, I think pellet cap of 1x per pellet is kinda pushing it, but 3-5 of each would be more sustainable. Maybe make it so that the new pellets can't be traded? Put a similar cap on 1b tack - after all, you're only going to compete with 1-2 horses at a time so there's no point in having 12 sets of air really.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Centauri)</FORUMUSER> <FORUMDATE>Jan 31 2016 6:38am</FORUMDATE>
<FORUMTEXT>Just saying, it gets really annoying to switch sets of tack. I only have 1 pair of 1bil tack because I'm not super rich, but if I had the money I would put air on all my horses just because I hate switching tack. So a tack cap wouldn't be all that great for some people.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 31 2016 6:47am</FORUMDATE> <FORUMTEXT>A cap only affects items in the inventory though. So tacking horses one at a time wouldn't be a problem. It would just prevent people from using expensive tack as currency (beyond trading a few pieces as most).</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 31 2016 6:50am</FORUMDATE>
<FORUMTEXT>To be honest I wouldn't mind having to spend bank money on horses (along with a few pellets) as long as I knew I could make it back through interest and selling horses. It'd be like how it was before the pellets were introduced. Maybe that's me being nostalgic. It'd only mean we'd have to prioritise our dream horse(s) a bit more. But with a 2-3 pellet cap it'd still be a very rare thing having to withdraw, I think.
I have noticed the lack of replies and I personally find it sad. I can only hope it is indeed being read and taken aboard.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KailFish)</FORUMUSER> <FORUMDATE>Jan 31 2016 11:25am</FORUMDATE>
<FORUMTEXT>I wish this topic would just be locked. The admin are going to do what they're going to do. They're trying to fix the economy and I think it's going pretty successfully. Let them do what they're going to do and revisit in a couple weeks when things have actually had time to take effect.
Everyone is jumping. Everyone is whispering. The auction house is being used more than I have seen in years. People are still training and seeking training, and many horses are continuing to get bids that are up in the billions.
Nothing has really changed all that much and everyone has calmed down from the initial interest shock. There are lots of ways to make money, and I hope that as things continue horses can begin to be sold for realistic amounts the other day.
You know one of AppleBay's 100 UT ID's only cost her 25m back in the day? Those are the days that I would REALLY like to see back.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 31 2016 11:49am</FORUMDATE> <FORUMTEXT>I don't think you can say it is going good when gameplay has been stopped for many of the oldest players. How great that some people are thriving, but does that mean that as long as you do it is okay that the rest of us aren't?</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 31 2016 11:50am</FORUMDATE> <FORUMTEXT>Well, I wouldn't. 25m in those days EQUALS to 25b today, probably. Or something like that. What kind of a horse market would this leave room for? You cannot expect everything to cost the same regardless of UTs and EXP.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KailFish)</FORUMUSER> <FORUMDATE>Jan 31 2016 12:14pm</FORUMDATE>
<FORUMTEXT>I don't think gameplay has been stopped for many older players. I would easily say the majority of us are doing just fine.
Look at what things in the game make you. Bank interest, questing, pawneer. Those things should be making enough to work the horse market. It SHOULD, realistically, take a long time to earn millions upon millions. Trash horses should be going for a couple k, tops, not millions. Top horses should be going for 3-4 billion, tops. Not all the way up to 40b.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 31 2016 12:28pm</FORUMDATE>
<FORUMTEXT>Interest = nothing. I earn what, 3m a day? I spend 14m, if not more!, simply through playing.
Questing = I'm done questing. I have a handful left eg. some carrot runs.
Pawneer = no where NEAR enough to recoup my whispering costs.
I don't know what you put into the term "top horse" but I can assure you I wouldn't be selling my 123k 100 % UTed Dole for 4b. Nor any of my collection horses, in fact. I only sell horses that I whisper. I can no longer afford to whisper. So how do I earn anything? Not only am I not earning, but I am LOSING money every time I play.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 31 2016 12:28pm</FORUMDATE> <FORUMTEXT>The interest change does now accomodate players like me. If you're happy that's great, but I'm not alone.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 31 2016 12:29pm</FORUMDATE> <FORUMTEXT>Read that as "does not". I wish we had an edit button.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KailFish)</FORUMUSER> <FORUMDATE>Jan 31 2016 12:39pm</FORUMDATE> <FORUMTEXT>You wouldn't sell it that much because you're used to the idea of being able to sell a horse like that for 40b. That needs to change, which is what this change is hopefully succeeding at.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 31 2016 12:43pm</FORUMDATE>
<FORUMTEXT>With all due respect I don't think you or anyone else can tell another player what their horses should be worth.
It is my prerogative to price mine as I see fit, and those who don't agree with my prices can buy elsewhere. There is NEVER going to be a one size fits all in the horse market. Rich players deserve to be able to buy good horses, you cannot expect everyone to lower their prices to accomodate everyone on the game. The 40b figure was your example.
Declaring this change is okay just because you yourself isn't affected by it is one thing. We are others who are affected and massively so.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 31 2016 12:45pm</FORUMDATE> <FORUMTEXT>And you haven't addressed how you think I should EARN money.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KailFish)</FORUMUSER> <FORUMDATE>Jan 31 2016 12:47pm</FORUMDATE>
<FORUMTEXT>I wasn't telling you what your horse is worth. The point I am trying to make is that we DESPERATELY need to go back to the economy that was in place at the beginning of the game. NOBODY should be holding 100b in pellets, have a full bank, and multiple sets of 1b tack like so many people do.
Earn money by continuing to sell horses, do training, etc. Again, it would not be so hard to earn the money that we need if we were not working in ridiculous amounts and having to max out banks.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 31 2016 12:51pm</FORUMDATE>
<FORUMTEXT>And I have proposed a solution to the problem that takes care of both the interests of players like myself, AND new players.
The answer is a pellet cap and old interest.
I think we need to be realistic for a second about "going back" to the state when the game started up. At that point money was slow to earn, BECAUSE everyone has started with nothing. Now that everyone HAS money, money is "easier" to earn as long as people are willing to spend. Which we need interest for. You cannot compare HI at the beginning with only new players, to HI today with several players going on nine years of playing. The system has evolved.
As for your suggestion about ho I should earn money, again, I cannot afford to whisper horses. I need to whisper to find ones to sell. And I would never spend my precious time training for others.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 31 2016 12:52pm</FORUMDATE>
<FORUMTEXT>As an aside to your training suggestion, be aware Palo is quiet. There are no full rounds. How many hours and rounds do you think I would have to do in order to get even 1k on a horse? None of your suggestions are viable for a player like me and I have explained why several times in this thread.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by LucyPennykettle)</FORUMUSER> <FORUMDATE>Jan 31 2016 4:36pm</FORUMDATE>
<FORUMTEXT>The pellet cap is the most reasonable solution. Interest the way it is simply CANNOT work for all servers. If it's working on Pinto as you seem to believe, hooray. But those of us on other servers are at a halt. Most of us spend all day just whispering. If we have no income we can't do anything and there's no reason for us to keep our subs.
They've tried a solution that looks okay on paper but in practice it just doesn't work very well. But that's how it is with game patches sometimes. You add it in, get feedback, and adjust. I just hope for some response. We're not trying to complain, we're trying to help. This will lose HI many loyal subscribers if not sorted, and I don't want that to happen.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Jan 31 2016 4:41pm</FORUMDATE> <FORUMTEXT>Agreed, LucyP. If anything, they could have tweaked the interest on Pinto alone (Black has already had a separate interest, so that can be done). By all accounts, Pinto is the cause of all these changes but it is the other servers that are hit the hardest.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by FlashOfHope)</FORUMUSER> <FORUMDATE>Jan 31 2016 5:05pm</FORUMDATE>
<FORUMTEXT>Love all the "sell horses or train for others" suggestions. You must be from pinto.
As I stated above, usually it's just Catelyn and myself online. We may not want to buy each other's horses. And 2 exp per competition win...is soooo not getting us labeled as top trainers.
Jumping all day, max I have been able to add on Palo was 300 exp. Most of that, I was ALONE.
You can't suggest things that work on a highly populated server, and expect it to work for a dead server.
And no, I will NOT move. I like the quiet.
You pinto players can keep that interest rate if you like. The rest of us want our money back.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by WildFlight)</FORUMUSER> <FORUMDATE>Jan 31 2016 6:40pm</FORUMDATE> <FORUMTEXT>I'm wanting the interest to come back now two. I still do my best to help out new players but It would help If I had my interest back. I also have a ton of horses I want to pellet :( Bring back the interest and add a Pellet cap! -wild Pinto</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Sierra)</FORUMUSER> <FORUMDATE>Feb 1 2016 6:02am</FORUMDATE>
<FORUMTEXT>Set up a poll. We could vote for the interest to stay the same, or for the interest to go back to the way it was and have a pellet cap. I'm really tired of having the same amount of money in my bank when I want to buy expensive and better horses. I don't have things to sell, I have wilds, and I get one or two good 90+ UT horses each day, which only gives me between 1-10m depending on the breed. I can't thrive on pinto when I can't exceed 700m. Especially when one month sub sells for 500-700m. I don't want to be completely out of money, but I don't want to play without a ranch.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by LucyPennykettle)</FORUMUSER> <FORUMDATE>Feb 1 2016 6:29am</FORUMDATE>
<FORUMTEXT>Uhh no poll. You can't really have a poll where if one side wins the other is forced out. It needs to be fixed, and its up to Joe to decide what the best way is. I hope he sees why this doesn't work for many people, and adjusts. Catelyns idea of a pellet cap seems like it will work to me. I'd say the 3 pellet cap is the best. It will bring down the amount of money drastically while still allowing people who can't earn money any way other than interest to play.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 1 2016 10:21am</FORUMDATE> <FORUMTEXT>With a poll you risk losing the "losing side" as they will have no reason (or way) to play. A compromise has to be made here. I agree fully with LucyPennykettle.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Areawin)</FORUMUSER> <FORUMDATE>Feb 1 2016 11:35am</FORUMDATE>
<FORUMTEXT>[[["spend a couple bill today, gain it back automatically by doing nothing in a few days with interest." not really, we made back 2 bil a month in interest, And we did have to work one way or another to build up that money for max bank in the first place, either spending hours upon hours whispering to catch that one money maker, or hours upon hours exp training for people, or spend real life money selling things which we had to work in the real world to get. (but you can only get these things if other players are making money..) If you wanted that epic 10b horse, well thats 5 months of saving your interest.. thats not exactly just sitting there doing nothing for a few days. Meanwhile if you feel it was too much, cut it in half, Cap the interest made at 5b. Thats not such a bad idea for helping push prices down while still letting us play how we have and want to continue. Thank you]]]
couldn't have worded it better. huge thumbs up, aniya :)</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Areawin)</FORUMUSER> <FORUMDATE>Feb 1 2016 11:40am</FORUMDATE>
<FORUMTEXT>[[[REPLY: (by WillowDivine) Jan 29 2016 6:31am
Catelyn, that is exactly what I have come to. I have only logged on twice in the last 3 or 4 days because I have nothing to do now. My main enjoyment from the game was whispering and slowly pelleting one of my horses. I do not have pellets stored nor do I have a maxed bank balance. I am not poor nor am I one of the super rich.
I spend on average 10m+ a whispering spree, yet in 23 hours I make only 1.8m. It would take 10 days of being off or not spending any money to recoup a few hours of whispering money.
Before I'd pellet my project horse once a month, wait, and save interest until I had enough to pellet again the next month. It took a long time with my last pellet pony. But I was ok with that. Now my current pellet project is on hold. There is no way to make the 1b back.
I'd love to try out the new pellets, but won't because I'll have no way of recouping that money back. Mini games and new quests won't do that. Windmills (I have 8 up) don't pay out enough to do that.
For now I do nothing. No more whispering. No more pelleting. I'm stalled in the game. I log in once every 2 days to "check" in but that is about it.
I appreciate the thoughts in trying to even out the economy. I really do. But this is not the solution. Instead, long term players will stop playing the game or spending money altogether. I know I have done both.]]]
agreeing to this, too... i've all but stopped playing due to such a drastic change. part of the reason we whisper so much is to have fun and spend some of our money. such a drastic change may be fun for new players, but as for the ones that have been here, i kind of think we're the best bet on horseisle's total economy. at least real-money investment-wise. you know we're here to stay. to do something so drastic to those that have supported the game through thick and thin... i don't know how to feel about it. at least they're admitting that it might need changing instead of setting it into stone, so that's kind of a relief. definitely agreeing with the cap system.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 1 2016 11:49am</FORUMDATE>
<FORUMTEXT>^ Precisely. If changes need to be made, the best thing to do would be to make a change that doesn't affect established players so much, eg. a pellet cap. It doesn't affect the way we play the game, it only 1. ensures we have to spend to save up, and 2. ensures no one can hold above x amount. New players will know no differently when they sign up, and take it as it is, so for them the type of solution doesn't matter. For us established players it does.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Feb 1 2016 4:08pm</FORUMDATE>
<FORUMTEXT>Why are players getting upset over not instantly gaining back money? You 've become so used to your cushy lifes, it appears you have forgotten how to work. As you said ages ago Catelyn, HI is probably going to resemble real life whether we want it to or not. We can't just sit around to get money. Work for it. And if you don't like that, there 's no place for you on the game. Horse Isle is centered around hard work.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Feb 1 2016 4:10pm</FORUMDATE> <FORUMTEXT>That goes completely against what I was saying early on, but I 'm adressing the fact that if things don't change we just have to buck up and work harder. Stop complaining!</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Indesii)</FORUMUSER> <FORUMDATE>Feb 1 2016 4:12pm</FORUMDATE>
<FORUMTEXT>Trotalot, most of the players commenting here have said they CANNOT work to earn their money back, please read them - FlashOfHope and Catelyn have already stated they're the only ones who regularly play Palomino, so they can't make money from exp training not whispering, nor questing as they are both complete. I am in this situation for Cremello, and many others for their respective servers.
This is the situation for a majority of players. It would work IF they lowered the prices of everything else, but by the time they do, most people won't want to play these servers, or HI at all. I haven't played Palomino or Cremello since interest was reduced. I won't subscribe to either anymore. It has ruined gameplay.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by PaardindeMist)</FORUMUSER> <FORUMDATE>Feb 1 2016 4:13pm</FORUMDATE>
<FORUMTEXT>This is why things get hostile, because players who are politely trying to give their opinions and give alternatives are replied to rudely by people who don't feel the same way. If you don't have a suggestion or anything to input to fix the economy, just leave the people who do want to help alone? If this economy doesn't affect you then you shouldn't be worried about those of us who don't like it, so don't stir the pot.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Indesii)</FORUMUSER> <FORUMDATE>Feb 1 2016 4:13pm</FORUMDATE> <FORUMTEXT>nor whispering* majority of players in this thread*</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Kalunka)</FORUMUSER> <FORUMDATE>Feb 1 2016 4:26pm</FORUMDATE>
<FORUMTEXT>People are still whispering, selling and what not because a) the game has been somewhat active since the hacker drama b) there is still money to be spent. For now, until everything crashes. It's all a last minute make-a-buck thing, even though a lot of you won't admit it.
Inde, I'm not buying another subscription either. I can't afford to with in game money, and I'm not wasting any more real cash on a game where I can no longer enjoy doing the things I log in for.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 1 2016 4:26pm</FORUMDATE>
<FORUMTEXT>I suggest you try reading this thread again, Trotalot. I don't know how much clearer I can explain things.
I am trying to suggest a solution that takes care of EVERYONE, new and old, because I care about all the players on this game and not just myself. You sound like you don't mind either way, which I take to mean you play the game in a way that isn't affected much. Well, others play differently to you. There is room for us as well, and I hardly think you are in a position to decide who gets to play or not.
As for you implying I don't know the value of hard work after nine years here, perhaps you should familiarise yourself with my achievements before making further insinuations and assumptions.
Thank you.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Feb 1 2016 6:26pm</FORUMDATE>
<FORUMTEXT>I'm glad you're trying to find a solution, but I was also free to state my opinion as well. I agree with most opinions on solutions for the economy. I want the best for you all, and don't think complaining will get you anywhere. I won't post further here if my opinions aren't wanted or needed.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KailFish)</FORUMUSER> <FORUMDATE>Feb 1 2016 7:10pm</FORUMDATE>
<FORUMTEXT>"To fix the economy." They are fixing the economy, by lowering the intrest that earns people billions upon billions of free money which drives prices for everything through the roof.
The changes will work, they need time. A pellet/expensive tack cap would be more than helpful.
Soon, people won't have as much money. Prices will go down. The game won't be as hard to play.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 1 2016 7:23pm</FORUMDATE>
<FORUMTEXT>You're perfectly free to state your opinion, Trotalot, but getting personal and saying there is no place for those of us affected by the change is taking it a little far.
If any of those of you who LIKE this change can also come with VIABLE ways for us others to play the game without suffering losses, by all means share them.
So far I haven't seen a viable alternative proposed that works with this interest cap in place. Not everyone plays on a small scale.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 1 2016 7:26pm</FORUMDATE>
<FORUMTEXT>KailFish, replace "people won't have as much money" with "people will barely have money".
The game has never been hard to play if you take a second to look at what comes in and what goes out. Income has to be either bigger than spendings, or at the very least be enough to break even. And this is where the interest cap fails because nothing is going IN.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Elusive)</FORUMUSER> <FORUMDATE>Feb 1 2016 7:33pm</FORUMDATE>
<FORUMTEXT>KailFish is right. Everything needs time. Give the changes a chance, give the admins time to figure things out, and be patient. At this point I think this forum has said everything that needs to be said, and the admins are no longer responding to what is being said. Maybe because they are already working on a solution, maybe because they KNOW the changes need time. Some really good solutions have been mentioned, but it's not up to us to implement these changes, it's up to the Joe and Miranda. Sit tight and give it time. An update will come eventually, and I'm sure Joe will tell us everything then (as far as what can or cannot be done, or what will and will not be done). They have been running this game for 9 years, be confident in the fact that they know what they are doing.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 1 2016 7:40pm</FORUMDATE>
<FORUMTEXT>It would help if there actually was a dialogue going on so we could know what they were thinking and what the status is. If players and technical team aren't communicating we risk getting a second update that isn't thought through any more than this initial "fix".
I can only hope the thread is being read even if not responded to, and that any possible second change is gauged with us BEFORE being implemented this time around.
What I can say is that time isn't going to magically make this one any more palatable. On the contrary.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Duce)</FORUMUSER> <FORUMDATE>Feb 1 2016 8:40pm</FORUMDATE>
<FORUMTEXT>To anyone saying that we shouldn't be complaining and that we should just "train" or "sell" horses to make money, I've said it before and I'll say it again, what works on Pinto does NOT work on the other, smaller, servers. Even on Dun, training and selling is not a reliable form of income, especially right now. And on the even smaller servers, it's virtually impossible to make any money whatsoever because you can't quest, train, sell, or any of those forms of cash flow. Being able to make money with this sort of interest is completely reliant on there being other players around willing to buy and sell with you, which is not always possible, believe it or not.
We're not complaining that our "coushy" lives have been disrupted, we're complaining that we literally have no way to make an income in this game anymore, and therefore, are questioning the point of even playing.
I've personally not been doing much of anything on the game lately besides for SJ, which seems to be the only thing I can afford to do with my very limited income.
I am 100% in agreement with the idea of going back to the old interest, but implementing a pellet cap instead.
At the very least, some of of compromise is needed.
Pinto might turn out okay with this interest change, but the other servers will suffer, and that's not fair to any of us.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Trotalot)</FORUMUSER> <FORUMDATE>Feb 2 2016 12:43pm</FORUMDATE> <FORUMTEXT>Should we still be trying to save the old servers?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Centauri)</FORUMUSER> <FORUMDATE>Feb 2 2016 1:18pm</FORUMDATE>
<FORUMTEXT>In a word: yes. In an explanation: It's not fair if you're not affected but are making decisions for other servers. To be playing on Pinto and saying all the other servers don't matter only gives you one perspective. I play on Brown, Dun, and Pinto. So I can only give those perspectives. But 2/3 of the servers I play on aren't doing well.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 2 2016 1:37pm</FORUMDATE>
<FORUMTEXT>I am actually amazed some players seem to think that as long as they are sitting comfortably on the side the problems facing others are of no consequence. If you have nothing constructive to say, why say anything at all?
Obviously the servers cannot be merged; if they could I would have proposed merging the ones outside Pinto into one or two.
However I massively enjoy the peace and quiet servers such as Palomino bring. Pinto and its activity level holds no interest to me. I play to escape the stress of life and not to socialise. And the quiet hasn't really been a problem with the old interest in place.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 2 2016 1:41pm</FORUMDATE>
<FORUMTEXT>As for "saving the old servers", as far as I know they are all except Pinto hosted on the same machine so there is no reason why any of them are under immediate threat or need to close down as long as there are a handful of active and paying players. There is no need for all the negativity.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Elusive)</FORUMUSER> <FORUMDATE>Feb 2 2016 2:20pm</FORUMDATE>
<FORUMTEXT>I think it is rather obvious at this point that the forum has said just about everything, and there is no use repeating yourself numerous time to get your point across. I get it, I do, but you're not going to get your answer here, and it seems that the admins are waiting it out. That is their decision. We are not in charge. If you are insistent for answers now, email the admins or pm DesertPaint when she is online. Whenever I have questions I talk to her directly and get the answers I need. And I am not sitting comfortably. I play Bay and all I do is whisper, however no one is forcing me to spend my money. I understand the urgent need for the return of the old interest, but what if it doesn't change? We need to learn to deal with it. Many of you think this change revolves around Pinto, but it doesn't. Every single one of the servers is extremely inflated. The point of the drop in interest is to fix that. No one should be holding onto 50b+ anymore. They're trying to take the "normal economy" we took for granted and return it to what it once was. That means lowering horse, subs and po prices. Remember when players used to pay $1/10k a server? And now everyone is buying $5 subs and selling them for 1b. Tell me how that evens out? We have taken enough advantage of the inflation. Buying pellets is not suppose to be a commonality, it's suppose to be a luxury item. I understand the dilemma with dead servers, but there is nothing we can do about that. In all honesty, their solution to that is just advertising. I bet if they stuck a Horse Isle 1 ad in some equine magazine things would get better. But they don't, and we can only recruit so much from other servers. I promise you they aren't ignoring this matter. Every one of us is affected by this change. Just give it time. The pellet cap is a great solution. We will just have to see what happens. Wait until the next update.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KayLaGale)</FORUMUSER> <FORUMDATE>Feb 4 2016 11:50am</FORUMDATE>
<FORUMTEXT>I've played this game for a long time. I lost my account 2x and this is actually my 3rd one.
But everyone sounds so condescending. You give new players money and horses so they can catch up? Wow.
You hoard money to get a $10b horse or more? That's a ridiculous price.
Also, as as a new player now, starting from scratch, half the fun is building up. Need money? Do what we used to do back when--sell necklaces or gems.
And finally, you do not really need a uni or a pegi. It is easier yes but it is not necessary. And if only a couple of people are on your server you should have plenty of time to get there before anyone else.
This to me is a relaxing game. If I can get good horses, I do. If I can't, that's fine. At one time that's how most used to play. I really don't know what happened.
One more thing, if you want to see how a broken, unfiltered economy is ruining a game, check out HI2. Subs and all else for an outrageous sum.
I know this isn't a popular opinion but it's mine. Everyone just needs to go back to having fun.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KayLaGale)</FORUMUSER> <FORUMDATE>Feb 4 2016 11:52am</FORUMDATE> <FORUMTEXT>One more thing to add. I don't race anymore. The reason is that people have all these high UT horses so I can't win since I am not a billionaire and can't afford it. So why would I enter your race if I have no chance? I am sure other newbie's feel the same.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Sierra)</FORUMUSER> <FORUMDATE>Feb 4 2016 12:01pm</FORUMDATE> <FORUMTEXT>Just a little comment here. I was on earlier this morning, and I logged in just now, and had over 1,000,000 in interest. Perhaps they took everyone's voice into consideration, or it may be a glitch. Not sure, but interest is back to normal on pinto.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KailFish)</FORUMUSER> <FORUMDATE>Feb 4 2016 12:56pm</FORUMDATE>
<FORUMTEXT>The interest is NOT back to normal on Pinto. My last bank visit was multiple days ago. I have nearly 4b in the bank and only 1,275,000 in interest for multiple days.
If they were making a change like that, they would definitely announce it and it would require a server reset which would have everyone talking.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Sierra)</FORUMUSER> <FORUMDATE>Feb 4 2016 1:04pm</FORUMDATE>
<FORUMTEXT>I know all my buds witnessed a higher interest rate than normal. Considering the 75k interest rate for people with more than 250m, and the fact that I was offline for 7 hours and gained about 1.3m, it seems that there's been a change in the interest rate. More than likely a glitch though.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 4 2016 1:58pm</FORUMDATE>
<FORUMTEXT>I am trying to work out what UTs have to do with "races", KayLaGale.
I don't think any one of us should say how other players ought to play and enjoy their game. If you enjoy being competitive, go for it. If not, let it be. I don't think us competitive players should be denied that aspect of the game because someone doesn't want to play.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 4 2016 2:03pm</FORUMDATE> <FORUMTEXT>No change to interest. 75k an hour, gone in ten seconds of playing.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by MysteriousDude)</FORUMUSER> <FORUMDATE>Feb 4 2016 6:51pm</FORUMDATE>
<FORUMTEXT>I think if the Interest rate stays like this the pellets and tack, and comps. need to be lowered soon im not saying lowered A LOT but im saying to 600m-800m due to the new height and color pellets people are spending their billions, and for me i still buy Pawneer orders regardless so i think this would be a good idea?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KailFish)</FORUMUSER> <FORUMDATE>Feb 5 2016 5:55am</FORUMDATE>
<FORUMTEXT>Everyone keeps forgetting that not everyone is supposed to be able to have super expensive pellets, companions, and tack. They were introduced as money sinks and as LUXURY items. Not something that everyone in the game should be able to achieve with ease.
The prices on them don't need to be lowered whatsoever.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 5 2016 11:41am</FORUMDATE> <FORUMTEXT>If interest stays the same, they do need to be lowered considerably. However in my opinion the pellet cap remains the only true solution to all these issues.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by LucyPennykettle)</FORUMUSER> <FORUMDATE>Feb 5 2016 12:10pm</FORUMDATE> <FORUMTEXT>Agreed. Pellet cap and old or even half interest would create a much better balance. As mentioned above, not much more can be said, so now we just wait to see what Joe will do.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Sparklie)</FORUMUSER> <FORUMDATE>Feb 5 2016 8:13pm</FORUMDATE>
<FORUMTEXT>I have no idea what the 300 or so messages above me say, I just want to comment on the original topic xD
I think that the interest cap should be raised to the first 1 billion. I'm a player on pinto who joined a year ago, and I have about 300 mil and that is no where near close to many of the players. In order to really get into the business of buying/selling horses now, you really need at least 1 bil to buy any horses with over 97 UTs, which is pretty much what 90 percent of players are looking for these days.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 11 2016 2:42pm</FORUMDATE> <FORUMTEXT>Any news on progress here, admin? Economy is at a standstill (I play Palomino). I have sold all of one horse since this was implemented, as no one is willing to part with money any more. Gameplay is still completely paralysed. Something needs to give.</FORUMTEXT>
<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by LucyPennykettle)</FORUMUSER> <FORUMDATE>Feb 11 2016 4:15pm</FORUMDATE> <FORUMTEXT>Yes, we're still very invested in any news regarding this matter. Brown is at a standstill as well.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by KailFish)</FORUMUSER> <FORUMDATE>Feb 11 2016 6:06pm</FORUMDATE>
<FORUMTEXT>I'm still all for the new interest, and all for having a pellet cap implemented. People need to start asking less for their horses and be realistic about what things are really worth. Start doing that and the game will no longer be paralised. That's what the admin want.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by LucyPennykettle)</FORUMUSER> <FORUMDATE>Feb 11 2016 7:47pm</FORUMDATE>
<FORUMTEXT>Kali, I'm glad the new interest works for you on Pinto. But please, please, realize that the new interest make almost every other server unusable. If it works there, fine, but there's several people who are drastically affected by this change and cannot continue to play if it remains as it is.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Imperius)</FORUMUSER> <FORUMDATE>Feb 12 2016 1:25am</FORUMDATE>
<FORUMTEXT>I hate this new system. I'm a long time player originally from Palomino server and have started on Pinto about 2 weeks ago. I don't think you realise how much harder it was to get started. Under 250m is still making next to no interest, everyone is selling horses but no-one is buying! Even subscriptions aren't being sold! It seems totally ludicrous to me, as a new player to a server who sold a sub to get started, spent the entire 2 weeks questing, I have less than 1b in the bank, there is not a single way for me to make money. You are beyond naive if you think the money you make from questing is enough to get you off the ground and rise to the level of the average player because I can assure you it's not!</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 12 2016 5:31am</FORUMDATE>
<FORUMTEXT>KailFish, you need to appreciate and understand that some of us play the game differently from you, and have done so for years. I don't think trying to fit and force all of us into a new mold is going to work. Those of you who want to play differently, are already free to do so, and have always been free to do so. There should be room for all of us. As it is, the interest change is driving many of us away because our gameplay is crippled. I don't think that was the intention. Defending this change will NOT help the game nor the old players.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by FlashOfHope)</FORUMUSER> <FORUMDATE>Feb 14 2016 5:45pm</FORUMDATE>
<FORUMTEXT>I would even be ok if they put in the pellet cap, and just raised the interest up to 4.5-5b mark.
Its been almost a month since I pulled cash from my bank. I've made 29m in almost a month. I paid 500m for just 1 month sub. That is a 471m loss. Not including costs of whispering. I can not play like this.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by NichiMe)</FORUMUSER> <FORUMDATE>Feb 15 2016 1:32pm</FORUMDATE>
<FORUMTEXT>If the updates were based on the idea of trying to bring back the old HI back to life, that's definitely not possible. Especially with all of the new additions like 1.2b tack, 505m companions, those new beans, and the pellet resell rate lowered to 90%. The most common way for rich players to make money is interest and pellets aside from training horses, and they took that away from them. Now even the poorer players can barely make anything because the rich players don't want to spend their money. That's simply how rich people are - we don't want to use our money unless we can guarantee we'll keep making more (simple nature of humans, which is something the staff are trying to change with these updates that simply won't change.) We can't won't go back to the cheaper economy, and it seems like the updates are also evolved around the idea of socialism..? I just spent 700m on a new ranch and a sub which I'll never get back anytime soon, just like Flash, because no one is buying or doing anything other than jumping basically.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 15 2016 1:55pm</FORUMDATE>
<FORUMTEXT>^ All of the above.
Lowering the resell rate for pellets has made trading more difficult as well.
As an example: If I want to buy a 100 % UTed max. height horse, it WILL be sold for several billion. As long as horses are different (breed/colour/height/gender/UTs) prices will NEVER fit into just one range. And that is that. So how am I to pay for this horse? Pellets is the only solution. However if the seller and I agree on the sum of 5b, it either means that a) I have to trade 5 pellets + 500m to make up for the resell loss, or b) the seller has to accept a resell loss of 500m and an actual sale price of 4.5b.
Players like me have taken a MASSIVE hit with this update. The new players are probably happy until they realise they can't make money past 250m. But what about the rest of us?</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Catelyn)</FORUMUSER> <FORUMDATE>Feb 15 2016 1:57pm</FORUMDATE>
<FORUMTEXT>And with the added magic residue tag, pellets have lost a lot of their value to me. I don't want to put that tag on my horses that I have had for four years, so what am I supposed to do with the pellets? I don't want to sell them at a loss, I don't want to spend them and make my horses look less attractive. I just have nothing that draws me into playing anymore.</FORUMTEXT>

<FORUMSUBJECT>REPLY:</FORUMSUBJECT> <FORUMUSER>(by Jor)</FORUMUSER> <FORUMDATE>Feb 17 2016 2:02pm</FORUMDATE> <FORUMTEXT>Locking this, since additional changes have been made with latest update, and way to unwieldy ;)</FORUMTEXT>

THIS THREAD IS CURRENTLY LOCKED, NO NEW POSTS AT THIS TIME.

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